eBay Adventure - Bouncing Back from a Bad Review

                I admit that it still stings that I receive a bad review. I mean the customer’s feet don’t fit and she tries to lambast me. Although eBay has sided with me (buyer protection does not cover when you explicitly say that there are no returns), the bad review is messy because it actually subtracts from my positive reviews. Before I had 7 positive review. Because of the 1 negative review, my number is down to 6. The nerve! However, I am grateful that I have received two more payments for items. Receiving PayPal notifications do help the situation!

Visit my eBay store here: http://www.ebay.com/usr/carljenkin_6

Not Waiting Until 2014 to Clean My Financial House

            I transferred some money from my savings to my checking to payoff my Perkins student loan. I figured that I had the money why wait until 2014 to pay it off.  Furthermore, it would decrease my indebtedness, increase my creditworthiness, receive a payoff letter that I can send to all three credit bureau, and help my 2013 tax situation. 

The momentum I created today won’t stay in 2013. It would continue well into 2014 because I aim to payoff another student loan.  I have already decided to pay money each paycheck to accelerate my repayment. I will be done by July 1, 2014.  When I receive my state and federal tax refunds, I will use these funds to pay down my debt. Improving my finances are a 2014 resolution.  Even if it means my missing NBA All-Star then so be it because my credit rating matters more.