Profoundness in Unexpected Places

                 Yesterday my life coach said something profound about my situation. She said that some people viewed my intelligence as a form of maliciousness. They thought since I climbed to the top that I exhibited some kind of Machiavellian trait of winning at all costs in order to be where they are at. However, once they discovered that I did not possess that character trait, they tried undermining me. I never understood how embodying negativity was healthy for me; and, this was before all of the biochemistry findings from think tanks. Whenever I got angry, it always felt like my body was eating itself. I didn’t need that cannibalism in my life and certainly I wasn’t going to perpetrate this externally. Her words made me reevaluate my situation and realize that I never wanted to ever be a part of that group in order to be accepted. I was perfectly okay being myself and even willing to fight to for it. I don’t believe in hurting people in order to get ahead because I have gotten this far without having to do it.

Synergy!

Things are moving fast. Today while working on applying for jobs and enjoying my snow day, I receive an email congratulating me on becoming a Small Business Book Awards judge.  I am honored because there will probably a whole lot of applicants. It just feels good to be acknowledged. I’ve submitted my two topics (economics and technology). Possessing economics work experience, I am well-versed in the topics. Furthermore, I have over 10 years’ data mining experience and am a Trekker so technology is right up my alley. Most importantly, I love reading books because I can always learn something from them. With the Small Business Book Awards, I intend to read all of the cutting edge business topics to stay on top of my game.

                This announcement comes on the heels of receiving Chaz’s Careeranista book and being mentioned in the acknowledgements. I will build upon this momentum by considering freelance writing. I might even restart my fiverr.com page to earn more income. $5 is better than nothing. I think it’s even my 1% cost of living adjustment (COLA) from the federal government.  And it doesn’t just stop with this new book judge announcement. It gets better.

                While reading my graduate school’s alumni newsletter, the university says that it is looking for bloggers. Since the alumni department follows me on Twitter, I know that I am a frontrunner. Furthermore, I have stayed in the alumni notes page with my promotions and project management certification accomplishments. I will use my writing as my ticket to get out of this predicament.

Making Moves

                I helped proofread a friend’s book and she quoted me and wrote me in her acknowledgements. She also debuted a career website along with her book. I asked her about writing articles for the site and if freelancers wrote the majority of the material. She responded that though most freelancers wrote the website material, they did it for free. Well, I knew that I could at least get something since I helped her with the book.  Furthermore, I wanted to expand my career opportunity and writing is right up the alley.

                Writing will be my ticket out of a toxic workplace. With the government shut down, Friday being my off day and Monday being Presidents’ Day, I have 5 days towards working on my craft. Immediately I wrote her my biography (BA, MBA and PMP) and a photo to her copy editor to get started. Even in the midst of a snowstorm, I am making career moves.  I am using my pen to get out of this raggedy mess.  

Martin Luther King Memorial Day

                Going to the MLK Memorial is great (especially since it’s 50+ degrees in January. Last year during inauguration it was 20 degrees.). I attended the groundbreaking so it feels that I am coming full circle.  Plus it is the holiday. I am the living embodiment of the Dream: a black women with two degrees, two project management certifications and a very well paying job. I am happy to see many families with children there.  It is essential to teach Dr. King to the future generation. There are a lot of activities with the Park Ranger (the children’s activities are the best because they come with a junior Park Ranger badge.). Moreover, there are a lot of immigrants there which I find unexpected. I guess their presence magnifies the importance of Dr. King’s civil rights legacy upon them. 

Martin Luther King quote

Martin Luther King stone bust

MLK quote

MLK quote

MLK quote

MLK Memorial Sign

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MLK quote

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MLK quote

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MLK quote

MLK quote

Paying It Forward

                Today I receive my Cleveland State University Perkins student loan payoff letter. In it the university says that since I’ve paid off my loan, my money will be used to make loans to other students. That’s an unknown added bonus for me because I know the struggle.  Although I graduated 12 years ago, I know what it’s like to be struggling for money. I worked at the Upward Bound and took out Perkins loan to afford the tuition. Luckily, I was an Ohioan so I received the in-state rate.  My Cleveland State University education has helped me land a GS-9 Economist position in my first government job.  Currently I am a GS-14. I want my money to go to current students so that they can have the same if not greater opportunities than I do.  Below is my payoff letter.

Paying it forward just doesn’t stop with new students. It continues with me because now I am more motivated to payoff my American University tuition debt.  I will use my tax refund to pay it off because it has been 3 years since I last matriculated. It should be over by now!

Cleveland State University Perkins Student Loan Payoff Letter

Not Waiting Until 2014 to Clean My Financial House

            I transferred some money from my savings to my checking to payoff my Perkins student loan. I figured that I had the money why wait until 2014 to pay it off.  Furthermore, it would decrease my indebtedness, increase my creditworthiness, receive a payoff letter that I can send to all three credit bureau, and help my 2013 tax situation. 

The momentum I created today won’t stay in 2013. It would continue well into 2014 because I aim to payoff another student loan.  I have already decided to pay money each paycheck to accelerate my repayment. I will be done by July 1, 2014.  When I receive my state and federal tax refunds, I will use these funds to pay down my debt. Improving my finances are a 2014 resolution.  Even if it means my missing NBA All-Star then so be it because my credit rating matters more.

Instant liquidity

                This morning I ate breakfast at the Four Seasons using the leftover cash from my hair appointment.  At my waitress’ recommendation, I tried that shrimp and grits. I paid in cash.  Stunned she asked me if I needed a receipt. I told her yes leaving her a cash tip.  Later this afternoon, I ate dinner at Doi Moi where I left my waiter a $5 cash tip.  His response was immediate upon seeing the $5 bill. This reminded me that cash is king especially among service workers.  They don’t get paid the standard minimum wage due to tips but need cash to support their families.  That $5 can be spent as soon as possible for food or medicine or even rent.  In this era of credit, debit and Bitcoin, the public must never forget that service workers still prefer cash.