Friday, August 11, 2006

My 29th Birthday and personal evolution

Wednesday was my twenty-nineth birthday. During that day I reflected upon the massive changes that taken place in my life this year. I went from unemployed residing with my mother to working as an Economist in the capital city, attending an MA in Economics program, and traveling down the road of financial prosperity. Everything that I have been taught has helped me immeasurably and I learned more about myself and my resiliency and the importance of having faith regardless of the situation.

I watched Little Miss Sunshine, a hilarious movie about Olive, an eight-year old overweight beauty queen participant, who aspires to win the Little Miss Sunshine pageant and all of her dysfunctional family members. I laughed so hard that I had to take over my glasses twice and by the end of the movie, snot came of out my nose (I had a tissue!). This was the first time in years that I thoroughly enjoyed a movie. The young actress who portrayed Olive, should win an Oscar! Afterward, I ate the Louisiana Devil Meal at Georgia Brown soul-food restaurant off of McPherson Square. The shrimp and Maryland crab cakes were magnificent as was the berry dessert. The best moment of the day occurred when I secured an apartment while at the restaurant (I took the phone call to the lobby). Sealing that deal, placed me on a positive path for the entire year.

This was the first time that I actually looked forward toward being thirty, towards being older because I wanted to experience and witness more. Now I have the opportunity to do so and will not miss out on anything!

Experience

T.D. Jakes book, Mama Made the Difference, is a wonderful read and I have only completed the second chapter. I guess the combination of receiving my birthday from mom acknowledging that I have followed my own path by relocating from Cleveland to Washington, DC to become an economist with reading T.D. Jakes book, has inspired me to become greater.
I can recall even ninety days ago when I landed in Washington, DC, when the county informed me that my last check would be mailed to me and my account bounced that I could had never made it out of this; but, I managed to replenish my bank account, to pay off bad debt, transfer to another graduate economics program and maintain the same graduation date, and have my employer pay for one course, thereby, reducing my indebtedness. Within twenty-four hours, I will arrive in Arlington, VA, for the next leg of my journey and within another ninety days is my pay-for-performance review. If I could make it through these ordeals unscathed then I should be okay for the next ninety days, one-hundred eighty days and even one year.

Don't Quit

This is some added inspiration.

When things go wrong as they sometimes will.
When the road you’re trudging seems all up hill.
When funds are low and the debts are high.
And you want to smile, but you have to sigh.
When care is pressing you down a bit.
Rest, if you must, but don’t you quit.
Life is queer with its twists and turns.
As everyone of us sometimes learns.
And many a failure turns about.
When he might have won had he stuck it out:
Don’t give up though the pace seems slow –
You may succeed with another blow.
Success is failure turned inside out –
The silver tint of the clouds of doubt
And you never can tell how close you are.
It may be near when it seems so far:
So stick to the fight when you’re hardest hit –
It’s when things seem worst that you must not quit.- Author unknown

Equipment

While reading The Reverend T.D. Jakes new book, Mama Made the Difference, I stumbled upon Edgar A. Guest's poem entitled, Equipment:
Figure it out for yourself, my lad.
You’ve got all that the greatest of men have had,
Two arms, two hands, two legs, two eyes,
And a brain to use if you would be wise.
With this equipment they all began,
So start for the top and say, "I Can."

Look them over, the wise and the great,
They take their food from a common plate,
And similar knives and forks they use,
With similar laces they tie their shoes.
The world consider them brave and smart,
But you’ve got all they had when they made their start.

You can triumph and come to skill,
You can be great if you only will.
You’re well equipped for the fight you choose,
You have arms and legs and a brain to use.
And the man who has risen great deeds to do,
Began his life with no more than you.

You are the handicap you must face,
You are the one who must choose your place,
You must say where you want to go,
How much you will study the truth to know.
God has equipped you for life, but He
Lets you decide what you want to be.

Courage must come from the soul within,
The man must furnish the will to win.
So figure it out for yourself, my lad,
You were born with all the great have had,
With your equipment they all began.
Get hold of yourself, and say: "I Can."

Friday, August 04, 2006

Book Review: The Promise by Oral Lee Brown

Her memoir about adopting a first-grade class in East Oakland and promising to send every child to college in 1987 was then a daunting and then unimaginable task. Though most people wanted her to fail, Mrs. Brown managed to save $10,000 annually to send nineteen of the twenty-three children to college. Some even attended graduate school but most importantly, all became productive citizens. Many of these children came from extremely disadvantaged backgrounds yet persevered and obtained a college education.

The most inspiration tale was the children’s but of Oral herself. The combination of her financial shrewdness, discipline and encouragement ensured success for them. Born in Batesville, Mississippi in the 1940s, Oral’s parents were only a handful of blacks who owned their own farm. In addition, she picked 50 pounds of cotton for $2.00 a day. She witnessed first hand brutality by the county sheriff against her brother and saw how her father told the NAACP that he wouldn’t press charges for fears that the police would kill his entire family. Afterward, vowed after that incident to never live in fear.

Moving to New York City at age twelve to help care for her older sister’s children, Oral lived in a city were there wasn’t any segregation then at age twenty after much prodding from her two brothers, relocated to East Oakland. During her career she graduated from college through Blue Cross’ continuing education program and started her own real estate company. She used her profits from the company to finance the children’s education. The remarkable thing for me was her financial savvy. Wary of going to the financial market, she opened a personal trust account with a 1999 maturity date at her bank so that her $10,000 could earn a higher interest rate with additional risk. Her concerns were confirmed when the stock market declined in 2000. That financial information gave me much needed insight on how I could earn a higher rate without going to the market.

Reading her autobiography inspired me to soar higher than before because I never had her experiences but always felt that education was critical towards my success. Look no further than today’s economy where a BA is an entry-level requirement for a menial paying job or the state colleges raising their tuition. Though I have an MBA and BA to earn a decent living and pay out of pocket for community college and state college courses, many do not. That is why immediately after receiving acceptance from the MA economics program, I recommitted myself towards discipline by enhancing my personal and professional lives by using my upcoming off day to tour colleges and retrieve information, buying a first day of school outfit the exudes professionalism and an eagerness to learn, purchasing all of my textbooks and reading them in advance to ensure that I achieve a 4.0 grade point average, and applying for scholarships to reduce my tuition. Oral Lee Brown’s story of compassion, hope and goodwill has inspired me to do better in my own life; thus, The Promise, is an excellent read.

Tuesday, August 01, 2006

Graduate acceptance

American University has unofficially accepted me into its MA in Economics program! Tomorrow the chair will sign my paperwork and after my GRE test scores arrive, it will become official! Receiving acceptance into this school is a crucial part of my financial empowerment plan because securing a graduate economics degree would supply the skills set to command a higher salary during next year’s annual review. Also, acceptance represents the tenacity that I possess the follow through and complete whatever I finish. The best part is that my graduation date remains unchanged: August 2007.

Upon receiving this good news, I purchased the black newspaper where on the front page reported that city's public HBCU increased its undergraduate tuition from $75 to $95 per credit hour. That $20 hike placed many residents at a disadvantage. Many students lack the income to afford this. However, the paper also mentioned a rumor that the city government’s reduction in support was an indicator that the public HBCU location on choice NW real estate would move to SE. Let’s hope not.

On a brighter note, I emailed the financial aid counselor to obtain information that would alleviate paying. Come May 2007, I would officially become a resident; thereby, qualifying me for the LEAP program which provides financial support during the fall 2007 semester. During the summer, I would apply for the $500 institutional grant to ensure that my bill would zero. You cannot beat that!

Friday, July 28, 2006

Reassurance

This morning I feel so calm, unnerved by anything even the fact that my blouse was turned inside out. It is probably a result of knowing that all of my bills are paid and that my landlady will return my $400 deposit and that though I have two scheduled apartment showings many more are popping up this morning. And, I am grateful to have the money to relocate, make deals and still live comfortably. The frigid air of despair and potential homelessness has dissipated because I know that I will find an apartment to my liking.

Reading two major bloggers reinvigorated my book publishing aspiration and scoring a 4.8 out of 6.0 on the GRE analytical writing assessment only fueled my fire. My desire derived from the need to put of positive energy in an increasingly negative, polarized environment. And having relocated from Cleveland to Washington provided more than enough material to publish.

Friday, July 21, 2006

Counting Coins

An abundance of good financial news has come my way since yesterday. My student loan consolidation has been approved and though the first repayment starts mid-August , I will notify the lender that I have transferred to another graduate school, thereby continuing my deferment. Also the community college transcripts arrive and I have decided that after completing my precalculus class at a metro DC area community college that I will transfer to state college because I would have achieved one year residency in Washington, DC then I will transfer my mathematics credits since it is much cheaper. An added bonus would be if the university allows me to pay undergraduate tuition for my math classes that would yield an even bigger cost savings because the state college's tuition rate for three credit undergraduate course is $270 while the graduate tuition rate is $675. That's a $405 difference!


There is more good news. Even though my bank cannot locate my money order, it has told me to take my receipt and money order to the post office to trace it which I will do. Since both items at home, tracing my money order should be a synch. Next time use the official bank envelopes so that there will be mishaps.

Greater news: The apartment manager has called human resources to confirm my employment thus allowing me to move in August.

Communicating Patience

Horoscope:
Communication snafus have been everywhere, but all that's due to change. The stars agree to leave you alone if you've learned your lesson about the methods you use to get your message across.

I scored a 4.8 on the computer generated GRE informative essay! Had I wrote about the topic how writing was a skill that should be taught, my score would had been higher. However, this was confirmation that I could score a 6 on my essay! This reassured me that come Monday I would land in the top percentile.

College Education Announcement

I am posting an email that I have received about Knoxville College, a historically black college located in Knoxville, Tennessee, reducing its tuition from $5000 to $1400 for college students. This is a steal in times of rising college costs!

Historically black KnoxvilleCollege, in east Tennessee, has reduced its tuition from $5,000 to $1,400 per student including room, board, and books! All you need is $600 for the enrollment deposit and $800 can be paid in four monthly installments of $200 each. The program is funded by corporate sponsors and guarantees a college education where students graduate debt free. Enrollment requirements include a high school diploma and a 2.0/4.0 scale. If your student has below a 2.0, but you know they are college material, they may be considered provided they get three letters of recommendation. For educators who will support their potential, all interested students must immediately contact the admissions office at KnoxvilleCollegeby dialing 1-800-743-5669 or by applying on line at: www.knoxvillecollege.edu

Wednesday, July 19, 2006

Aspire

Aspire (intransitive verb)
1 : to seek to attain or accomplish a particular goal 2ASCEND,SOAR - as·pir·er noun

I have completed four geometry chapters and have researched many of the polyhedra with ease that it amazes me. During the diversity seminar, I summed up why I aspire to be great:

After reviewing both the math and writing tutorials, I confidently feel that I will score 710 because these exercises have improved my analytical aptitude and my writing skills. One thing is for sure: my score will not be 440!

Deep down inside I know that I am the crème of the crop and possess both the drive and the intelligence to be in society’s upper echelon and putting in hard work will help me get ahead. Continuing my MA in Economics is proof positive of the discipline that I possess and my objectives are to strengthen my economic research skills, expand my network, secure a research assistantship or fellowship and beef up my math skills.

Tuesday, July 18, 2006

Develop

Develop (verb) 1 a : to set forth or make clear by degrees or in detail : EXPOUND b : to make visible or manifest c : to treat (as in dyeing) with an agent to cause the appearance of color d : to subject (exposed photograph material) especially to chemicals in order to produce a visible image ; also : to make visible by such a method e : to elaborate (a musical idea) by the working out of rhythmic and harmonic changes in the theme2 a : to work out the possibilities of b : to create or produce especially by deliberate effort over time 3 a : to make active or promote the growth of b (1) : to make available or usable (2) : to make suitable for commercial or residential purposes c : to move (as a chess piece) from the original position to one providing more opportunity for effective use4 a : to cause to unfold gradually b : to expand by a process of growth c : to cause to grow and differentiate along lines natural to its kind d : to become infected or affected by 5 : to acquire gradually intransitive verb

Right now I am developing my personal and professional talents to ensure that I excel in this world. I know that I am such a go-getter with my now attitude, however, I refuse to apologize for my results-oriented attitude. Even though I arrived in Washington, DC this May, I still want to graduate with my Masters in Economics by next August. According to my track record of earning an MBA in eighteen months, this is achievable. Besides by completing macro and micro in Cleveland, math would be my only focus, thereby, allowing me to focus on my core requirements. Cost is the only thing with me because after attending a state university, I might be forced to enroll at a private university with a $1000+ per credit hour tuition rate. Ouch! Or I might have to temporarily surrender my comp day and revert back to the standard 5-day work schedule to attend another college to save $275 per credit hour. However, as always, I have incorporated searching for awards, grants, prizes and scholarships to reduce cost.

Economizing degree costs are essential especially since these loans aren't consolidated. My objectives are winning $5000 in scholarship money, garnering a research fellowship, and saving a percentage of my income to attend debt-free. Immediately upon receiving my acceptance letter, I will discuss obtaining a stipend to reduce my tuition. Hey, if a university gives students research and teaching assistantships to become economist and I am an economist then securing funding should be no problem!

Since my employer might pay for one course and I am paying for pre-calculus, fall’s total bill will be $7336! Whoopee! I am so happy right now because that means that I can afford this university. Okay I feel much, much better. I will still apply for scholarships to reduce tuition costs and seek any cost-cutting measure available to earn the highest quality degree and the lowest price!

Friday, July 14, 2006

Educationally and Financially Fit

I have successfully landed an apartment, disputed a restaurant charge and made it through the week! Yes, I have spent beyond my means this pay but the circumstances are one-time and will never happen again. I’m moving into an apartment and that requires application and holding fees, transportation costs associated with this endeavors, writing checks to get out of debt and purchasing a pair of new shoes because my old pair has a hole. There will be more one-time charges such as the community college application fee, applying to another graduate school and moving costs.

My financial meeting went well because enrolling in the program saved me over $225! This windfall allowed me to pay out of pocket for my community college course. Yesterday the Assistant Dean of Math approved of my enrolling in precalculus. Now I will contact her about online class and receiving assistance at her campus. I need to pass this class in order to take calculus.

In ten days I will ace the GRE and the online the prewriting course blew me away! My answers weren’t anything like the test’s. I guessed that because I disliked talking a lot, my communication style was less expressive. However, learning to expand my vocabulary and create transition would be integral towards scoring 6.0 on the GRE. Completing lessons 1 and 2 has helped me improve my writing (Writing a persuasive email to a Senator DeWine also helps enhance my skills! ). My goal is to improve my writing over the weekend, take the GRE practice test on Monday and score higher!

Tuesday, July 11, 2006

Try Again

I was denied the apartment because of my bad credit which is scary because I do not want to pay my landlady $925! However, I do have some options which I just located off of craigslist.org. Walking to the hotdog stand cleared my mind because I almost cried from rejection even though resident manager urged me to not be discouraged!

The other apartments has a one-bedroom for $795 located in Suitland, Maryland. Also I have located a nearby apartments to review them also. If I am approved for the first apartment then I will move there Thursday. Go get my stuff and roll because it costs $130 less than paying her. However, I will conduct due diligence by inquiring about how residing out of Washington, DC would affect my paycheck.

Okay. I did not know that how loud I was talking because a colleague came across the hall to show me how to locate the house on Google Maps. It felt a little like the Careerbuilder.com commercial where the lady says “even my boss asked me how my job search went” but applied to apartment hunting. Dang! However, I did receive some great advance and wonderful information for next time.

My last financial literacy meeting is today and though the news is disparaging at least it is a lesson that I will take with me.

Monday, July 10, 2006

Stepping Up

Horoscope:
Quickie:
The details matter, especially right now, so don't lose focus on the little stuff.

For Monday, July 10 -They say the devil's in the details, and that is especially true today. To avoid all unsound temptations that may flirt with you during the day, stay on top of the details. It sounds a lot simpler than it is, so if it takes a while to get the lay of the land, don't be surprised. Give yourself the time you need to get your bearings and put things in the right places. You know the right way to do things, so go with what feels correct. Your instincts are on target.


I am going for it! During lunch I will submit my Empire application along with my cover letter, paystubs, IRS tax return and $25 fee and hope for the best. I refuse to pay $925 and use another paycheck to look for another apartment during the same month. My first check has cleared and I still have enough money to cover the move-in fee and first month’s rent. I am going for it today because if I get accepted I can move in Thursday. Also I know where I stand. Even though I could have done this last week, I waited to know my credit score. Upon receiving confirmation that though my credit score was abysmal I would be accepted to rent because of my “good job” from a credit counselor, bolstered my confidence to step out once again on faith and see if it is my time. However, I refuse to idly sit on the sidelines regarding my life. It is time to take control of this matter ASAP!

If I can move out this week, then I can have my July 17th check all to myself. Plus August’s rent will be prorated so instead of $1040 it’ll be $720, yielding a $205 cost savings! Thereby, making it cheaper than signing a 12-month lease :)

I am okay with sleeping on the floor for two days until my paycheck arrives and I can purchase a bed, television and microwave. Besides, I am not homeless and I have a lot of blankets to keep me warm. If my application is accepted, I tell my mother to hold sending my pots and pans until I obtain my new address. This is about respect and I cannot live in an environment which will continually flood.

I will check in after lunch to update my audience about the decision. Wish me luck!

Friday, July 07, 2006

All in a Day's Work

My cell phone was located. My frantic mother sent me three emails (knocking off the poor children who were having fun visiting Myspace at the county library to email me.) about it. Coincidentally, I felt at ease because it was only my cell phone not my wallet. Besides nothing big was schedule for the weekend so I could have slept all I want. However, I am ecstatic to have received it back because filing a police report is embarrassing!

Wednesday, July 05, 2006

The Fourth of July Weekend in Review

Lucky me I had five days off to enjoy the Fourth of July holiday!

During this Fourth of July holiday weekend, I attended both the 40th Annual Smithsonian Folklife Festival and the grand reopening of the American Art Museum and National Portrait Gallery. A shuttle operated between the two events, and I ate at Cafe New Orleans on the Mall, watched passerbyers and enjoyed the sunshine. Personally, the American President paintings were the hallmark of the institution because it was comprehensive. Every president from George Washington to George Bush was featured. Having viewed the First Ladies exhibit at the American History Museum, the art museum's offering was perfectly complementary. In addition, I thoroughly enjoyed Americans Now, photographs about living Americans and the McEvoy Auditorium performances. They ranged from the Harmony Singers, a barbershop singing collective to Los Quetzales, a Mexican Dance Troupe to a brother and sister storytelling duo. Also at the Luce Foundation Center, I saw William Johnson's paintings and saw staff preserve portraits and photographs. In addition, I participated in the treasure hunt where I had to locate six artworks, get my pamphlet stamped then proceed to the Target tent to receive my free gift, a Target dog complete with a tiny Velcro backpack. How cute!

Yesterday I attended the Independence Day Parade on Seventh Street and Constitution Avenue, NW. The entire event was magnificent especially the floats. However, I was a little disappointed because though I brought two disposable cameras, I quickly ran out of films. However, I took full advantage of my five-day weekend, immersing myself culturally, resting, reflecting and just plain having fun!

These five days offered a welcome respite from apartment hunting which zapped me of my energy and made me sweat profusely (My apartment flooded last week.) However, I was happy to at least obtain some market quotes and meet some people in the industry. Right now relocation will be deferred until August when my lease expires because the combination of application fee, deposit and first month’s rent was too burdensome to overcome on one paycheck; however, this window offers an array of opportunities to obtain a downtown apartment for less money.

Monday, June 26, 2006

Adventures from Rockville Pike

Today is the second software class and the instructor is breezing through 10-15 pages of exercises to meet a deadline! Yikes and this is only the first day. At the afternoon class I will try to save the software to a disk to practice because she's blowing right past me!

Wet and Wild Weekend

Yesterday evening while watching the Florida Marlins shut out the New York Yankees, my apartment flooded. The water rushed in knocking open the screen and unlocked door. The sudden rush of water, mud and debris scared me so much that I ran up a flight a stairs and called for my landlady who unplugged the clogged drain and swept out all of the water. Earlier today she said that she would rent a wetvac from a tool store to dry my carpet. Mother Nature's force was so unsuspecting that it took me by surprise! At least no of my items were affected which was okay.

Thursday, June 22, 2006

Across the Board Respect

This morning in the shower something clicked within my brain: with two more weeks and one more paycheck before July 5th that I could establish a payment plan and enroll in a community college. Unbeknownst to me some of my best ideas come while in the shower because there is no stress and I start off fresh without any problems. Little did I know what would unfold at the departmental cross-cultural seminar.

This morning’s cross-cultural instructor astounded, encouraged and provoked my thinking to enhance and excel in an increasingly global workforce and society without prejudging and discriminating against any other. Her life was prolific: A black female baby boomer serving as active military; traveling to far distant places such as Japan, England, etc.; managing a family; earning an MBA and continues teaching others at Montgomery College, the local community college. It literally blew me away! She possessed a dynamic personality which was immediately felt as she greeted everyone with a handshake and introduced herself. The seminar was thoughtful by providing positive and realistic solutions regarding cross-cultural solutions as well as dissected and reexamining generational differences. As a 28-year-old she was the first person to say that my generation, which she labeled the Boomerangers, because though we received a college education would return home to reside with our parents, comprised of the best thinkers and were the most educated and technologically savvy people in the office. We didn’t need computer lessons, learned extremely quickly and demanded respect and results. Respect is the main word she stamped into our minds over and over again because truly that what understanding different cultures is all about in the first place. Throughout the seminar all of my accomplishments came back to me: attaining both a BA and an MBA; graduating from high school with Honor Spanish V and Honors English IV; traveling to London as the only Northerner on a southern university program (that was intra-cultural and inter-cultural shock at times); relocating from Cleveland to Washington, DC and making decent middle-class money; and, am in the process of continuing my MA in Economics degree because discipline and follow-through are very important to me.

Ms. Middleton also told the class about her presentation at the United Nations and how she met children throughout the world who knew four to five different languages (Well, at least I knew two and will be learning another two through either a cultural learning center or an agency). She also asked the Secretary if there were programs created here to which he didn’t provide a real answer. She admonished the US school system that except for the Chicago public school system for not teaching American children foreign languages. When she asked did she know of anyone whose children attended a public school system reminiscent to her example, only I rose my hand; and, secretly thought that I knew children twenty years ago studying Chinese. Heck, I took Spanish. Learning another language was nothing new but I noticed that foreign language instruction was reserved for honor students only.

Tuesday, June 20, 2006

Take Five

Right now with all of the time commitments: working a 8:30-6:00 compressed schedule to free up Mondays, the financial literacy meeting after work, and two morning department seminars, it is time to take a breather and rededicate myself towards mental renewal by reading the library books I withdrew last Saturday. It has been nearly four days and except for carrying Bliss to work during my commute (but never read), I haven’t really made a dent. However, it is high time to reclaim me-time, you know the lunchtime and morning and afternoon breaks legally allotted during the day to employees. For a moment, student loan consolidation, whether my Intermediate Algebra book will be mailed, updating my wardrobe and acing the GRE will take a back seat to reading a book in the lunchroom.

Tuesday, June 13, 2006

Rejuvenation and reconsideration

Rejuvenated from my three-day weekend, I am full of energy and vitality! Currently contemplating whether or not I should attend either Howard or American, I am rigorously researching both programs to evaluate which is the better fit with my career goals. Howard University has more math courses which is okay except graduating within one year is my goal. I have discarded trying to graduate by age thirty. My objective is to complete one chapter (masters) while opening another chapter (doctoral) school; however, I also acknowledge that my math skills are less than desirable so taking pre-calculus and calculus are priority.


Idea: Maybe instead of trying to compete and race around like a chicken with my head cut off, I should just pace myself by taking the math course first. These courses are extremely important to me. More so than trying to cram all of the other economics courses, besides I can audit econometrics and mathematical economics is offered both semesters so I will graduate. In addition, with the consortium, I can take the advanced statistics course in the spring ensuring that I will graduate on time.

In the meantime, I will just focus on exceling at my job and learning as much as humanly possible during my upcoming training session.

Monday, June 12, 2006

Decisions, decisions

I am on day twenty-eight of the thirty day journal assignment given by the life coach at my MBA membership meeting. Since that meeting that a lot has happened to me from a bounced check resulting from my former employer mailing my last check instead of directly depositing it into my account; receiving a letter that my mother mailed me regarding my acceptance into another DC university’s graduate economics program; displaying determination by attending a users group meeting against the wishes of some; and, getting the hang of both my job and Washington, DC. These experiences made me grow into a much better person; the next thirty days will bring more decisions to made from which school to attend; whether I remain at my residence and return home for my birthday; taking the GRE; and establishing an emergency fund. This writing exercise has helped me put my feelings into clear, concise thoughts. My brain is no longer jumbled because all of my thoughts flow.

Monday, June 05, 2006

Weekday Planner

Great news! My emails are being returned at a rapid clip! Finally, other agencies are providing disaster relief information so that now I can compile data for my components. Also since my boss is extremely quiet today, this is a good omen that attending tomorrow’s meeting is still in the cards. Attending this meeting is big because first it is located off of the red line meaning no transfers! Second, I am out of the office for half of the day (No lugging that big carry-on around. Also I will purchase lunch outside today. . Third, learning about the agency software will be great for me since next week is my first course.

More good news: the not-profit financial management corporation has emailed its money management workshop flyer (which I quickly confirmed because home ownership is in my future!). Also while visiting the Internet, learned that my first credit report is free. During lunch, I will purchase one.


Health note: Breakfast is important (but so is sleep!). It is important to strike a balance between the two so starting Tuesday, I will eat breakfast. The meal doesn’t have to be grandiose just peanut butter and toast. Anything to get me started every morning. In addition, since the NBA finals will not start until Thursday, I will go to sleep around 10:30-11:00 every night to awake well-rested. Also I need to purchase more nourishment for lunch because a sandwich and a TV dinner do not seem to be working for my stomach. This week my grocery list will contain fruits, chicken, steak, shrimp, salad, barbecue sauce, Lawry’s seasonal salt and juice to wean me off of soda.

GRE: I will be back at it tonight. Analytical writing is this week’s focus and with everything going on here in DC, there is enough fodder to never run out. My goal is to still score 710 on the exam.

Thursday, June 01, 2006

F.E.A.R.

F.E.A.R.

For
Everything
A
Reason


I am in this city alone because I have willed myself to have a better job and more opportunity. I felt that I deserve better. Why scrap as a lowly county employee for $11 an hour when I have an MBA when I can earn twice as much doing something in my profession! Even though things are extremely slow right, I have taken the initiative to participate in outside activities that will boost my job knowledge because I really want to excel! I have the skills but more importantly the heart to know that this is my calling. I like adding numbers and reading in between the lines.

Case in point: I reside on the DC/Maryland border and almost everyday some migrant workers sit on the curb awaiting their ride. I never experienced this while in Cleveland! People pass by as if there is no problem (I’ve made it my goal to speak to them because I find it alienating to not acknowledge someone.) I often wonder about their lives because it was only three weeks ago that I was in another city; two weeks ago that my checking account bounced because my former employer mailed my last payroll check instead of directly deposited it into my account; and one week ago got lost trying to commute to work; However, I emerged from all of these potential downers stronger than ever and am intent upon leaving my mark in my profession, this city and the world.

Writing this blog accomplishes my mission by allowing me to document, evaluate and assess my feelings. Maintaining decency and decorum have always been the pillars of my page because there are enough voyeuristic, egomaniac people cluttering the blogosphere that my contribution must be positive. In addition, there have not been any real accounts about Generation Y professional living and I wish to participate in this discussion. Upon my arrival to Washington, DC, though there are a lot of young professionals under thirty, the majority work in support positions. Here at my employer, forty-two is the average age. At age 28, it can be downright depressing at times. Being under thirty cuts me off from some of the activities. I feel like I am 17 all over again! This age imbalance carries over into the professional organizations because although the young professionals are in my age group, most are not professionals but support workers. However, I use my age as motivation to accomplish everything and anything by age 30, 35 and 42.

Right now I am amassing my collection of thoughts, essays and poems into a book because I have been feeling one for quite some time. It will include some of my pictures, essays about my travels, blog entries and, of course, some new experiences courtesy of my relocation. Regardless, of what topics are covered this journey has taught me never to fear the unknown or the unexpected.

The Next Phase

Hello everyone in the blogosphere! After a three-week hiatus, I must update everyone on my transition from Cleveland, Ohio to Washington, DC. I have landed firmly on my feet with a full-time job and am settling this summer for a basement apartment in NW Washington, DC; however, after three months I’m probably moving because my entrance is right next the rose bushes and I am always fighting gnats and giant flies. The area is extremely upscale but I refuse to inherit a bug problem to stay there!

Also I am studying to take the GRE but I haven’t really adjusted to relocation so I do not know if I want to receive my MA in Economics. I have headaches and at times have been lethargic as if all of my energy has been zapped. Hopefully, by the end of August I will receive a jolt because right now I feel spent (Watching the NBA conference finals and not receiving eight hours of sleep might be the culprit also.) Solving the test’s quantitative section made me realize that I needed to learn the basic geometry formulas to improve my math score by 8 points; thereby, ensuring that my goal of scoring 710 is achieved.

Good news! The DC Library has learn-a-test which allows me to study for the GRE exam. The database also has algebra and geometry practice tests which I will take full advantage of to boost my score!

There have been wonderful moments in Washington, DC. The Memorial Day Parade on Constitution Avenue was magnificent. After Monday’s festivities I vowed to attend the Fourth of July and Labor Day parades and to bring extra film to capture every moment! That experience made me want to explore the city more often and with no school this summer, the city is my oyster! This week I will go out and take in the city by attending some museums and art galleries. There is an abundance of things to do here. Why stay trapped in the basement!

Thursday, May 11, 2006

Terrific Thursdays

Viewing my student record, my professors gave me an A in music and a B- in microeconomics (which was okay but next time I take it the grade would be an A). Now I await my macro grade which is probably a B+/A-.

I only have one more day until I am officially no longer an Information Processor! I am so psyched! Within 72 hours I will be working as an Economist in Washington, DC. The landlady finally processed my check and I am ecstatic to remain within my budget. Now that’s willpower and self-control which will be applied to my next job as an economist.

Wednesday, May 10, 2006

Review to Renew

Forty-five minutes ago I froze while taking my macroeconomics final. The macroeconomic model of real gdp, consumption, and private and public savings kicked my butt. After answering all of the questions, I thoroughly reviewed each problem and re-calculated the equations to verify the correct answer and changed about seven of my answers. Redrawing the models enhanced my understanding of macroeconomy. Good thing too because next week I will be doing this for real as an economist. Upon submitting my final to the professor I thanked him for providing me with the transfer payment knowledge to secure an economist job in Washington, DC. After a lengthy discussion about Social Security and transfer payments he wished me luck. His class was extremely informative regardless of whatever other classmates proclaimed about both this course and Cleveland State University! This education landed a real-world job! I was happy about my return on investment :)

All is better on the university front because the economics advisor replied that I didn’t have to take the GRE while simultaneously compiling my application. And both of my CSU recommenders would also serve as my transfer university recommenders. Now all I have to do is study for the test. Even though I am tired from two grueling days of finals, I will at least make the effort of reviewing the sample GRE exam that I downloaded off of the Internet (Hey, it’s free!)

Thursday my foci will be: tying up all loose ends; preparing to move; and studying for the Intermediate Algebra final. The professor said that I had an A going into the final and if I did well I’d receive an A. I refuse to allow logarithm to deter me from that!

Tuesday, May 09, 2006

Let the Countdown Begin!

It takes effort to be happy, but it can be done. A certain outcome may seem preordained, but is that really the case? Try seeing the opportunities that are present in the situation, and you could change everything.- Horoscope

I was amazed how easy my microeconomics final was. It took me only ten minutes to answer thirty questions proof that studying, solving the study guide and writing down definitions of words that I did not understand helped me immeasurably! I feel so sure that finally I broke through and scored my first A. Afterward I picked my extra credit assignment and homework. Those points would boost my grade also. After resting, I will pick up where I left off with macro. My goal is to score an A especially since my economist job’s focus is macroeconomics. I am so psyched that it is almost over that I could hardly contain myself!

More good news: Yesterday my landlady emailed to notify me that I could move in this Sunday! That saved me $99.99 hotel fee which was reallocated towards my move. Since DC has a higher cost of living, the money would come in handy!

Monday, May 01, 2006

Two Weeks and Counting

In two more weeks, I will be in Washington, DC at American University; however, the financial aid progress has been moving at a snail’s pace because my aid counselor is very elusive. I have been unable to contact him since he left a voicemail last Thursday. This is crazy! One of the other counselors told me that my financial aid ward letter should be arriving this week; but, it is just too close for comfort. All I want is some stability for Chrissakes!

Tomorrow is the May primary where I will exercise my right to franchise. All I have are two more weeks!

Saturday, April 29, 2006

Transform. Transcend. Advance

Transform: 1) to change the form or appearance of 2) to change the condition, character, or function. 5) in physics, to change (one form of energy) into another.

During these past two weeks I have witnessed my own personal and professional transformations right before my eyes. I have gone from a woman with a dream to being on the precipice of actually living it. Throughout this process I have transformed negativity into positivity. This has been hard because it forces me to confront some of my issues such as pride, insecurity and impatience (well, I am still working on this!) The BEA interviews help me realize the benefits of not just acknowledging but proactively changing my behavior. If I hadn’t swallowed my pride and resided in the dorm that I would had never discovered my own personal strength. It took a lot because perception used to be everything to me. More importantly I had to confront my math fears head on because I came to the point where the unknown would not suck the life of my economist dreams. Thus far I scored 85, 92 and 80 on the first three exams; and, even though I entered today’s classroom a little unsure about my performance on the fourth test, I exited feeling confident in a weird way. Somehow it all connected: variation, logarithms and exponential functions. Outlining every section in chapters 9 and 10 paid dividends because I wanted to score over 100 badly. This was my opportunity and even though I was unable to attend one class session because of the interview, I refused to squander it!

My current job has aided in my transformation because it has allowed me to become more diligent, to develop and execute a financial empowerment plan and provide the transfer payment knowledge to secure the economist position. This job has also taught me patience and how to rebound from making mistakes. My financial empowerment plan has provided an economic cushion that afforded me the interview, hotel accommodations, and airfare to live out my dream.

Presently my graduate financial aid has been approved and I have received my room assignment. Monday I will call my financial aid counselor to apply my aid to my tuition and room and board to ensure that everything is down pat by this Friday. In addition, I have worked overtime to supplement my income regarding any travel expenses such as storage and shipping. Honestly, I cannot see taking anything but clothes in my suitcase.

Transcend: 1) to go beyond the limits of; exceed 2) to be superior to; surpass; excel.

My good nature and positive energy transcend boundaries and have opened many doors which I had thought to be closed. Early last week upon learning of my ineligibility for CSU summer housing, I received a pleasant surprise that my room and board have been assigned to me. And, it is the hall with a separate bathroom! :)

As a person I want to transcend the landscape and become more positive during the process. My educational advocacy and voting rights are deeply rooted in transcension and transformation. One of my professional goals is to save the $10,000 needed to endow a scholarship; and, this provides a generous salary to accomplish this feat. In addition, I am happy to start in May because after one year, I will receive a pay increase allowing me to contribute more to this endowment.

Advance: 1) to bring or move forward. 2) to suggest. 3) to further; promote 4) to cause to happen earlier. 5) to raise the rate of (v.i) 1) to go forward. 2) to improve, progress, develop. (n) moving forward.

Continuing my MA Economics in Washington, DC is a surefire way to advance my career because my employer partnership with this university to offer an econometrics program. Earning my degree here allows me to expand my network. Today I have contacted numerous organizations where I possess membership here in Cleveland and have located upcoming events and have requested information regarding their chapters. My advancement goals are the following: 1) to excel as an Economist by completing my one-year probationary period; 2) graduate May 2007 with honors and an MA in Economics degree; 3) to expand my professional network and to publish at least two papers by graduation to boost my professional profile and command a higher salary. I believe that I possess the character traits to not just survive but thrive and succeed in Washington, DC.

Thursday, April 20, 2006

The Inside Track II

Fretting over the answer won't make the other person give it to you any faster -- in fact, just the opposite might be the case. Believe it or not, their high degree of interest is what's causing the delay.

Today the federal agency’s hr enthusiastically responded about my May start date and the graduate economics department has registered me for the summer session. Okay. Then a monkey wrench was thrown in my plan: I emailed the math professor about enrolling in pre-calculus. I included that I currently resided in Cleveland; and his reply was that I must notify him on or two days in advance to take the placement exam. Hello! Cleveland to DC is 300 miles. Like I could come up with this kind of money at the drop of hat! Luckily I found another graduate economics class to obtain the requisite six hours to qualify for summer aid. However, the lack of math still presented a problem, but it would probably be resolved by enrolling in the local community college. Anything is cheaper than paying $989 per credit hour!

Also I have located the AU pre-calculus book at the Cleveland Public Library and Saturday I will withdraw it and begin preparing for the math placement exam. Trigonometry is my weak spot so I will work on it to ensure that I am successful in scoring high enough to be accepted into pre-calculus.

On a happier note, the economics professor mailed my add-on class sheet that I slipped underneath his door last Friday so today wasn’t totally wacky. A little pressure never hurts nothin’.

Tuesday, April 18, 2006

Arrival

No matter how much you may want to tie this loose end up into a fancy bow, it just won't do it. Write this one off and move onto the next project. The lessons you learned here will bring you success later.-Horoscope

I have decided not to go to microeconomics tonight because my energy is zapped and that course requires my full attention and nerves; and, since I have neither the nerves nor the stamina, I refuse to sit through two hours’ worth of rants! This decision is mutual exclusive of receiving good news of the Economist job offer. Besides I have family to notify and I can devote myself to resting and relaxing since Saturday’s jetlag has yet to wear off completely.

Right now I am implementing an exit strategy which is to exude professionalism at both work and school because my exit is just as important as my entrance. My academic goal is still to achieve a 4.0 grade point average in all classes. Professionally, I will still clear all cases.

Later tonight I will begin discarding what I do not want to take with me. My goal is to get rid of everything from the winter since DC is a warmer climate and I will be building my wardrobe (and emergency fund, too!)

Monday, April 17, 2006

Sticky Situations

I am go glad to share the ups and downs of my Easter weekend today on this Easter Monday!

My economist went well. It afforded me the opportunity to seriously advance my career. Leaving the office last Thursday at 3:00pm allowed me to catch the earlier 5:15pm flight instead of the scheduled 6:45pm one which was great for me because by 8:02pm, my original arrival time it was pitch black. My hotel room was magnificent but extremely small. My dorm room was twice its size and more than half its cost (however, I mustn’t be picky because it was located in downtown Washington, DC, one block from the interviewing site so that was an added bonus.) As I settled in and ordered room service for the first and last time because it cost $23.00 (I mean I have money but dang!), I watched as my Cleveland Cavaliers defeated the New York Knicks! And prepared for Friday’s interview.

As I awoke nervous but overcome with anticipation I continued to summarize the information the interviewers sent me via email. I asked the front desk attendant for directions to my interview then proceeded one block down that street where I signed in received a visitor badge and the primary interviewer met and escorted me to his office where he outlined my schedule: five interviews with five different divisions within the agency. Initially I thought that this agency was different but not diverse; however, by the second round my opinion changed dramatically (who knew that this federal agency had a public information office and talked to the press!). The third interviewer mentioned in the beginning our email exchange which boost my confidence level and increased my comfort level. The added bonus occurred when I asked questions related to the material, she was surprised that I actually paid attention (The fifth interviewer repeated this sentiment much to my delight! :) After which she walked me to my fourth interview which was my personal favorite because the program manager was so energetic (especially about George Mason’s Final Four run!) that if hired, his division would be one of my top choices. I could really envision myself working under him.

After a nasty lunch at Thomas Circle, though the service was good so I did tip the servant, I returned for what I though would be my interview; however, after my fifth interview with the regional division (with the economist would supplied an abundance of hr information as well as information about the agency and American University. I am extremely grateful!), I met with his boss, the chief who discussed national income accounting. Immediately the flood damage reduction paper that I had written for the cancelled Regional Economist interview popped into my head, and I affirmed that I not only knew about the 1993 Systems of National Accounts but my graduate economic program taught it (I received major brownie points for this response!) He later discussed area graduate economic programs that would enhance my understanding of econometric and statistics. Lucky me some of those programs are at American University! Then out of the blue, my primary interviewer came and informed me that because of my interviewing performance and transfer payment knowledge on my job (I did not compute entering welfare and public assistance data with Cuyahoga County as a transferable skill to be used with this agency; but, then I realized that Medicare is a transfer payment and thereby, qualified me for this economist position) with him, he thought that another interview with a member of his staff would be a great fit for me (I nearly fell out because his assertion sounded as if I had the job. Though I heard this statement made to me either directly or indirectly during past interviewers, when the chief economist proclaimed it, by golly, you had the job! :). Of course I discussed with him my qualifications and the possibility of working in that division. As this interview concluded I headed back to my hotel room with a spring in my step! All of the sacrifices, trials and tribulations had been washed away, because I felt with the fullest conviction that I scored the Economist job!

Realizing that it was late afternoon and that American University was still open while in my room, I immediately called the graduate economics department to complete some additional paperwork because this will be the only time that I could meet with people face to face. This is an opportunity which must be seized. Taking the blue line to Metro Center then transferring to the Red Line going to Shady Grove, I made my way to AU-Tenleytown where I caught the shuttle to the university and made my way to Roper Hall. Yes, I got lost but hey I still made it only to be met with a lowly student worker who snapped at me because there wasn’t any air condition (not my problem!). Still I made my way up to Professor Park’s door to write him a letter about signing my add-on slip and attached my stamp (I apologized for not envelope, my decision was so spur of the moment. At least I paid postage.) and letter then slid them underneath the door. Returning on the AU campus shuttle to the red line stop, I traveled to Dupont Circle to Chipotle (my favorite DC eatery from my Washington Center internship days. Eating the burritos made me feel nostalgic) and returned home where I showered, relaxed, wrote thank you letters and repacked for Saturday’s flight.

Saturday I slept in a little then proceeded to Kinko’s to type the letters. But, the room service bill, arrived first with a $15 charge attached to my original charge. Immediately I went to the front desk where I contested the charge. The attendant opened the room charges and upon seeing the error corrected it. Later I walked to the Kinko’s. In two hours, my $15 budget hemorrhaged to $37 (without stamps). At least the customer service representative provided real customer service as she helped me pry my disk from the A drive. Afterward, I walked to the Martin Luther King, Jr. post office which had plexi-glass everywhere (as a Cleveland resident I was not used to this. Even the ghetto post office did not have plexi-glass!). I bought ten stamps and one envelope to my add-on interview and dropped them off into the bin. After this I wrote a letter to myself on the hotel stationery and mailed it to myself then walked to McPherson Square where I caught the blue line to Reagan National Airport to board my Washington DC-Cleveland flight.

The flight attendant was happy and resource. My trip was dream until the cab driver ripped me off by taking me to the East 9th exit instead of the East 22nd and demanded full payment. I electronically filed my complaint on the airport’s customer service website. Then Easter Sunday, the front desk attendant was reading my paper, filled out the crossword puzzle and farmed out my sports section to the cook by lying to him about whose paper it really was (Why of all days, Easter Sunday!). To make matters worse, I had to walk up ten flights of stairs because the elevators were out. Rats! (But I am proud of the fact that I didn’t curse on Easter Sunday!)

With a weekend like that I was delighted to start my Monday off to a fresh start. The elevator that did work had me stuck on the second floor forcing me to walk down a flight. Then I complained about my paper and the ghetto bitch responded with (Are you sure it was yours? Well, it ain’t yours bitch!). I almost cursed her out but I calmly gave my name to the full-time employee who said that his supervisor would be notified. While at work the team lead taught us how to do a new clearing method (That was another curve thrown at me when all I wanted to do was do my same-ole work! No drama! That made me count the days until I was out of here!) However, calling American University provided a welcomed respite from this because the financial aid and graduate economic staff helped me immeasurably by giving me my AU identification number and registering me for the summer session. Arriving back at the dorm, the elevators were still out but I refused to walk up ten flights so I waited until one came.

Macroeconomics was the only bright spot today because I had rightly calculated that he would teach us chapter 9. Then at the end of class he mentioned our take home second midterm which threw me for a loop but at least I read the material. Now all I had to do was complete the study guide material by Wednesday which could be done. With all of the drama behind me, I am looking forward to Tuesday.

Wednesday, April 12, 2006

The Day Before

You can learn a lot by employing a strategic silence, so bite down on any urges to blurt out what it is you know. You're not being manipulative -- you're simply playing your cards very close to your chest.-Today's Horoscope

Tonight is the day before I fly to Washington, DC to interview for the BEA Economist position. I am so psyched about receiving five interviews from everyone throughout the agency and the courteousness of every individual involved in the process. I believe that this time will be the charm and I will become an Economist because I no longer fear failure. I documented my feelings in a scholarship essay. This exercise made me reexamine myself and how I have grown and matured in just four short months. Prior to enrolling the math class and working for the county, I feared the unknown; however, I come to embrace it and look forward to every opportunity that comes my way.

Thursday, April 06, 2006

Finding My Voice

As I walked through the door of my voice lesson, the professor demanded that I sing in the key of C. Though I hesitated, I delivered (I practiced yesterday for fifteen minutes. I will practice more especially since next week I will be in Washington, DC!). His excitement that I correctly sung the note meant a lot to me. This class provided me with a much-needed release from one math and two economics classes that have been frying my brain. Finding my Voice is important to discovering who I am.

Tuesday, April 04, 2006

Stand for Something

Prior to my microeconomics midterm I participated in a Voting Rights symposium where I met my aunt at the local community college. Voting rights is important to me and the event mentally preoccupied me throughout the day even though I knew that the test was later this evening. During my second break, I just decided to “Let and let God!” not because of inadequate preparation but because preserving my franchise was just as important!

I was elated that I delegated some of responsibilities because the economics midterm was easier than expected. The majority of the questions derived from the study guide! Therefore, I knew that my score would be higher than 17; however, if this format indicated anything it was that I needed to devote more time and energy towards fleshing out my notes immediately after class. Doing this during my study sessions helped me immensely because it allowed me to connect the ideas. After submitting my test, I asked the professor about any upcoming material. He mentioned that chapter 13 Monopoly would be next. Great! This provided another opportunity to reach my goal of scoring 27 on the final exam.

Many of the microeconomic lectures tied in with my macroeconomics lessons especially total product curves. Right after posting this blog entry and watching Living It Up with Patti LaBelle, I will begin reading macro chapter 7 and 8 to increase my 3.99 to a 4.00 (If I correctly answered just one more question, I would had achieved a perfect score!). Speaking of macroeconomics, yesterday we discussed the Solow residual model. The technology variable in particular interested me because I wanted to manipulate the equation further; however, the professor told me that for now just focus on the basics. Well, anyway. With my newly-minted AEA Journal in my bag, I researched the residual on the Internet because understanding the information is key towards real education.

Thursday, March 30, 2006

Becoming Financial and Musical Literate

Today I had my meeting with the Merrill Lynch representative whom I met three weeks ago at the Urban League Economic Empowerment Seminar. During the session, I delivered the investment assessment, one month’s worth of receipts, and honesty to her. She said that this was the one of the easiest meetings because of my preparation. Though she complimented me on my diligence, she remarked that I should table my savings and IRA contributions until I was current on all credit cards. Her advice was a bit scary because without my savings there would had not been any BEA Economist interview money; so, I would meet her halfway. Starting next pay, save $100 instead of $200 to expedite my repayment plan. Friday I will request my free credit report, contact the organization regarding my disputed item and implement my budget to ensure that I will be debt-free by December 31st.

Afterward my music professor worked me overtime on Do-Re-Mi. My throat is still dry; however, he proclaimed that it was imperative that I became musically literate so that I could understand anything in front of me; and, I guess that was also the point the Merrill Lynch representative tried to make during our meeting. Regardless of what numbers were in front of me, I needed understand them.

Tuesday, March 28, 2006

This Tuesday

I am a little under the weather (probably infected by the man who sneezed on the Cleveland Fashion Week material during last week’s Cleveland Film Festival; and, he wiped his nose right in front of me Ew!). Later tonight, I will purchase some NyQuil to beat this thing because it is a monster!

My deferred compensation meeting went well. The representative called me fifteen minutes earlier than expected. He discussed the program and provided me with the material. Having purused through it, some of the small-cap, mid-cap and large-cap funds were familiar; however, this meeting made me want to subscribe to the Wall Street Journal's annual report service. My decision will be made by next pay, but it is imperative to educate myself.


Today I priority mailed the second of three graduate applications to continue my graduate education in case of job relocation. This was the safety school because I really, really wanted to attend the first choice because its staff was more courteous and helpful towards ensuring that my application went to the correct individual. Plus the immediate contact person promised to return my phone call next Monday, the start of summer registration (How cool is that!)

The university on the West Coast is giving the jitters because its staff does not have all of the answers. Plus the deadline is this April 1st, and I wish to submit everything.

Right now I am focusing on studying for the third Intermediate Algebra test occurring this Saturday and the second microeconomics midterm next Tuesday. My goal for the math test is to score over 100 points, and the microeconomics goal is to score 24 which is achievable because I have mapped out one chapter per day to ensure that I accomplish this task.

Thursday, March 23, 2006

Traveling Woman

Okay I know that I have been away enjoying myself during the Spring Break weekend. I joined and actively participated viewing around 8 films at the Cleveland Film Festival (I purchased 18 tickets!); and, haven’t had to allocate my time towards studying.

Great news! I received a 3.99 out of 4.00 on the first macroeconomic midterm. Personally, I was amazed that I correctly answered all of the value-added questions because I guessed. The value added came in handy because a federal agency wished to interview me (I was so happy! Throughout spring break, I applied for summer admittance into DC and LA universities. Nothing, not even relocation would impede my educational pursuit!) The exam was curved because originally I scored a 21/25 and had I not missed one-half of one point, my grade would had been an A. That just made me focus on studying more to achieve that A!

My microeconomic professor gave us a “welcome-back present” with scheduling our second midterm in two weeks and lecturing on both chapters 10 and 11 (He did not say that in the email!); however, unfazed, I took excellent notes and asked questions because my objective is to score 24 out of 30 (Hey I am a graduate student who should be earning a B without a curve!)

Having finalized my travel arrangements for the trip, I was happy that adhering to my financial action plan paid dividends. Each payday I allocated $200 towards my savings and it came in handy because all I had to do were transfer funds. Tomorrow is payday and though I didn’t reach my initial goal of saving $1000, the $200 will still be transferred to my savings. There are still five more paychecks before my 120-day probation is completed allowing me substantial time to accomplish this goal. Besides this emergency fund will come in handy when I relocate. My goal is to be comfortable regardless of where I resided.

The division chief was cool and he supplied all of the necessary information to ensure that all of my interviews were successful. Even though he mentioned in both the email and over the phone that the interview did not constitute a job offer (of course, not!), this remark motivated me even more. Unfazed, I told him that I took the agency Entry-Level Economist exam and provided my own transportation (Believe I am undaunted in my pursuit of becoming an Economist. And, traveling 500 miles would not deter me one bit!) Because I am a traveling woman! :)

Saturday, March 11, 2006

Assured

Right after the conclusion of my Intermediate Algebra class, Spring Break has finally arrived and now I can spend my time anyway that I want. No classes for an entire week meaning that I can go home, watch tv and not consciously think about any homework. Also this week is the beginning of the Cleveland Film Festival which I will attend because it has two Cleveland films that peaked my interest! Add the CoolCleveland events and I am in heaven!

This past week has been spectacular professionally and personally. Today a federal HR rep responded to my email about scheduling a phone interview for the Entry-Level Economist position and he included the agency link and position description! :) Combine the other Economist phone interview and I am happy that my career is finally skyrocketing!

Also I received a 92 on my second math an 8-point improvement. To achieve a higher score, I must pace myself and display some patience because I made some silly mistakes that are avoidable! Later today I will purchase another notebook because I ran out of paper. However, I will complete all of chapter 7 homework and formulate any questions regarding the material. Figure that completing the homework today frees up me up to do whatever I want next Saturday.

Personally, I have continued implementing my financial independence plan by opening a Roth IRA. It was the first IRA account that the customer service representative had ever opened (She had always been extremely kind and good natured. ) The assistant office manager informed me that my account would be cash-only until it reaches $500 then it becomes an investment! :) Immediately I scheduled a meeting with he investment representative to cultivate a professional relationship which would allow to devise a plan that ensures that I achieve the $500 milestone. Depositing $50 per week would take ten weeks or by summer.

Next I asked the manager about when my IRA becomes an investment whether I could use these funds to buy mutual funds? She responded that those who invested needed to have 15 years’ worth of financial market tracking experience (Okay, but I refuse to wait until I am 43 to participate in the market! I will just read up on it and ask some professionals from different organizations. I guess she won’t be seeing my money! :)) And, speaking financial professional, yesterday I emailed the representative who spoke at Thursday’s Urban League Economic Empowerment Seminar to schedule a meeting to discuss my current and future financial plan. By my MA Economics graduation in May 2007, I will have paid off all of my credit card debt, saved for my home ownership down payment, and moved into the house of my dreams. Now that’s how I want my third decade on this Earth to start: financially independent and debt-free! :)

Thursday, March 09, 2006

Running on the Inside Track

While attending the Economic Empowerment seminar, my financial assertions of using my income tax refund to pay off Tri-C tuition and open a Roth IRA were correct; however, merely establishing an emergency fund is insufficient to me because during the event, I calculated that by May 2007 I would save over $7500. With that kind of money it should be allocated in high yield interest bearing vehicles. The first speaker was a financial consultant who would accept a phone call free of charge about creating a financial plan. Friday I will contact her to schedule a meeting Thursday, March 23, 2006 to draft a financial plan that would assist me in realizing my financial goals of home ownership and debt-free living by May 2007 graduation (My own home is a nice little graduation present to myself!:) Also during this seminar was a dynamic educational consultant whom I will be contacting because he is extremely helpful and encouraging for young people (His speech almost made my headache disappear. And lastly, I networked with a business consultant who was interested in outsourcing his work to me. Initially I was skeptical upon him mentioning proforma balance sheets; yet, remembered that I had done prior contracting work therefore I should be fine.

Prior to that meeting, a HR rep from Washington left a voice mail regarding a federal Economist vacancy (I am getting really giddy!:) Immediately I emailed him back, and tomorrow will check my email to see if he has responded. If he has then I will send him a thank you letter because I am intent on getting this position. This is my dream job and I am doing everything humanly possible from working job to devising a financial plan to praying to land this job!

Later tonight I will revise my resume for both the contract position and the federal Economist vacancy (I really do want this job), and devise three scenarios to ensure that I hit the ground running wherever I am located!

Wednesday, March 08, 2006

Self-Actualization Realized

Immediately after work, I ran to my former college employer to ask for a recommendation; and, when she was unable and it fell through (I’m located in Cleveland, Ohio and the scholarship application must be in Cali by the deadline of March 10), I was okay because I knew that I could depend upon myself. Besides if the Economist job came to fruition, this would be sufficient financial aid by my calculations! Still I will apply for federal aid because some aid beats no aid. While sitting in macro, the Congressional Black Caucus Foundation scholarship crossed my mind because of its May 2006 deadline giving me ample time to find more recommenders who could vouch for my integrity and thus qualify for additional money.

I credit this new line of thinking to my current job. No it is not in my field but it is full-time employment allowing me to plan and solve problems and to not vex over small things. Since my spring break officially begins Thursday, I will search for scholarships with March 15th deadlines in order to take full advantage of those opportunities.

Monday, March 06, 2006

California Dreaming

The federal HR rep’s call and the easy macro midterm (it was just like the homework!) more than compensated for my day! I really truly believe that I have aced this exam, but will still study the material that I do not feel comfortable with in order to strengthen my overall knowledge. Prior to the exam, the human resources rep from LA called to schedule a phone interview for the Economist position. Sweet! :) He was real cordial and told me that I would complete a survey before the interview. I am so happy because with all the drama I have experienced today with my HR person (what a witch!).

Since I have one week to prepare I will research the potential employer’s projects, culture and infrastructure as well as relocation cost because LA costs a pretty penny! But I am worth it!:)

Saturday, March 04, 2006

Update

I aced today’s second Intermediate Algebra exam after two nights of insomnia! It was almost too easy to believe. The majority of the questions came from the study guide. I was glad that I coerced the professor to solve the first chapter six problems last week else my score would have been lower; however, I paid for this class and will get my money’s worth! After the test I asked him about completing chapter 7’s homework to which he responded “Of course, you do not have to finish it because it wasn’t covered in this class, but I just do not trust him and will complete it along with the remainder of chapter 6 because I will not be screwed arriving into next week’s class half-cocked!

Tri-C cashed my check thereby freeing me from tuition debt and allowing me to focus my next paycheck on paying down Cleveland State and attending the Cleveland Film Festival. Earlier this morning on the Today Show, a financial consultant mentioned to payoff debts with your tax refund instead of credit card and to save for retirement. The piece helped me refocus on one of my initial goals: opening an IRA account (Imagine how I conveniently disremembered that after my IRS tax windfall!) However, I emailed my bank and have gotten back on track. Monday I will open my account during my lunch break and contribute $25 per paycheck to ensure that my nest egg grows!

Yesterday an old friend showed up with her new church’s first lady at the beauty salon which was wonderful for me because there were rumors flying that she was on crack cocaine. However, she relocated to San Antonio after her son’s bone morrow surgery (he is cancer-free!) and am now preaching at a local church. I was so happy to hear good things from her because I was worried about her. When I asked about San Antonio both ladies remarked that it was really nice and the city’s pace was slower than Cleveland; but, weather was spectacular! There was no hint of uneasiness or hostility that I saw on the news about race riots between blacks and browns which was quite relieving! She positive demeanor made me think about relocating there; but if anything else forced me to think outside of the box regarding my relocation and consider the southwest instead of just the eastern seaboard.

Wednesday, March 01, 2006

Waht a Difference a Day Makes

Yesterday was so much better: I received an email from a federal agency saying that I was one of the highest qualified candidates for the Economist position! Plus I cleared over one hundred cases!

Wow, what a difference a day makes.

The computer system was down so I was forced to research 461 cases to determine closure (Yuck!) Hopefully, the system will be up and running tomorrow because I cannot fathom doing this two days straight!

At least the remainder to today was so bad. Macro was extremely easy because all of the homework problems will be on the test; and, since he gave us the answers and have gone over them in class I will earn an A!

Monday, February 27, 2006

Breaking Even At the End of Today

This morning I boarded the bus to go to the post office only upon arrival notice that it opened at 8:30am not 8:00am. I caught the bus to work and still arrived on time. Today I cleared over 50 cases which was a landmark especially since the supervisor wanted us to perform this task daily. Initially is seemed as an insurmountable obstacle; however, I managed to climb that mountain and am now looking for new changes such as enhancing my patience. Sometimes I zoom through cases and make preventable mistakes. Other times, I do not ask questions then the mistakes return like a boomerang! Just like today!

I emailed the community college continuing education contact but she did not respond. (I personally think that she is kind of sick of me) Well, whatever, I will still enroll in Access 1 and 2 en route to Crystal Reports and SQL after next pay because I am spending money too freely right now and need to implement some kind of capital controls (I am an economic major, aren’t I?) In addition, I will attend only the one leadership breakfast because I am still on probation and cannot be AWOL. Besides, spreading myself too thin surely makes me ineffective!

Good news! I called the HR in Los Angeles about the status of my application and he told me that the organization will render a decision by next week Friday! Cool! If I am selected I will go on the interview because it’s LA and sunny versus Cleveland and snowy!

More good news! The professor delayed the midterm until next week! J However, I will still read chapters 4 and 18, take the online tests and solve all study guide problems to ensure that I score an A.

Tuesday, February 21, 2006

It's Official: I've Gotten My Swagger Back!

It’s Official: I’ve gotten my swagger back and am in full swing!

Everything has been going my way: from my job (I completed 56 cases with ease) to my microeconomics midterm (I could not have scored any lower than 23 and my goal was 21!). Now I will admit that during the test that some of the material was hard but then my questioning and reviewing knowledge kicked into high gear. Throughout the exam, I am happy that I email the professor my questions to jump start classroom dialogue and have bought the study guide to enhance aptitude by solving more questions. I really do believe that I have accomplished my objective to score above 16. I mean 16-18 out 30 is just pathetic! As a graduate student, my score should be at least a C (21 out of 30!)

I will make some improvements such as improving my understanding of the graphs. I do not just want to familiarize myself with them. I need to know how they function in relation to the other variables on the x and y axis. Later tonight is chapter 7. After class, I will implement my new plan to read the chapter, solve the study guide, and book’s progress check and end of chapter problems and email him questions prior to class to ensure that I understand the material. My class and semester goal is achieve a 4.0 and I will do just that!

Saturday, February 18, 2006

Factoring Equations

Today started out like any other day except that it was Saturday so I didn’t have to go to work. Prior to class, I traveled to the math lab to review the x-intercepts and y-intercept questions in preparation of the upcoming microeconomics exam this Tuesday. My goal is to score 21 out of 30 (at least a C), and after scoring 85% on the chapter 1 study guide, I am confident that by sticking to my plan, I will achieve my objective.

After the math lesson, I checked my email for the Regional Economist application. The position located in Los Angeles would be great for me because it was in my career field. However, I would need to find housing and transfer courses to complete my degree. But, that concern was minor because I would just apply as a graduate non-degree student. First, is the interview because if he requested a face-to-face instead of a phone interview, then it would be costly (a plane ticket and everything!).

So preoccupied with researching and reprinting my application, that I was tardy for my Intermediate Algebra course. During the break, a Tanzanian man was discussing polygamy and how in his country a man could take more than one wife. (Whoa!) What really blew me was that the American woman actually approved of it by stating that “she knows that all of her girlfriends’ boyfriends cheated on them!”) Personally, I was thinking of how problematic spreading AIDS was because in polygamy though a man could choose as many wives, the woman could only have one husband; and, how would she know that her husband was cheating on her with someone else besides the other woman he supposedly married? After class, I asked him about it and he said that he had only one wife (Whew!) Still I think that he was a little bit off but he was kind of nice.

Immediately after class, I inquired about the study guide for the second test (my personal goal is to score at least 100 points which is achievable because I have solved all of the homework problems, attended tutoring and had the study guide.) and the professor responded “Maybe.” Well, at the math lab I completed the remainder of the chapter problems with the tutor who taught me some beneficial shortcuts that would assist me throughout the course and provided some great advising for scheduling the next math courses during the summer and fall semesters. He told me to take Precalculus not Trigonometry because the former would help me more with economics than the latter. And, if I needed any further assistance I could call on him.

Wednesday, February 15, 2006

Exhibiting Patience

When I awoke today, I had grandiose plans about exponentially increasing my productivity by completing cases faster than yesterday. Then everything came crashing down: I have to rebuild two cases and change the surname on one case. While helping me with one of my cases, the team lead advised me to read the binder; thus, I took it home to read (if I’m taking micro and macro seriously I might as well study this also. Besides, I’m getting paid so I should!) As soon as I arrive home I will read it because I know that I need to be patient, ask more questions (even if they seem dumb to me!) and not to dodge potential problem cases because they come back to haunt me ( just like today).

I want to perform better on my job but I have a tendency to want to push my way through everything. Everything must be fast, and, of course, sometimes, I make mistakes. Then sometimes when I do not ask questions because the responses create a feeling of inadequacy, however, if I am to excel at this job, I must get over it starting right now. I can do the work, it’s the rest of the occupation and work environment that I’ll have to adjust to in order to excel.

Tuesday, February 14, 2006

My Funny Valentine

Let’s rejoice! Finally I am registered at Tri-C for Intermediate Algebra! This is a red-letter day in history. I am so happy to shelf this part of my educational pursuit. I have promised myself that I will earn an A in this class by reading and solving all homework problems and going to the math lab after every class to get a jump on homework. It just feels unreal. Now I can eat lunch for the remainder of this week.

On a professional note, I have complete 33 cases and have been steadily improving by familiarizing myself with the applications. My goal tomorrow is to complete 40 cases en route to 50 by Friday (I know I can do it!)

The professor answered my microeconomic email which made me extremely happy because it opened a dialog with the students and him. He went over the sample exam and everything. Though he once ranted over the income and substitution effect for men versus married women (He’ll never apologize what is factual. Please give that up!) and said that the average score was between 16 and 18 out of 30, I will score at least 21 correct! Implementing my plan by rereading all chapters and defining all vocabulary words ensures that I will score high.

Monday, February 13, 2006

Monday, Monday

After leaving a voice mail and emailing the math dept coordinator, she still did properly authorize me to enroll in Intermediate Algebra; thus, once again, I will have to forgo lunch to make my arduous trek to Tri-C to register again! L This is ridiculously unbelievable! I huffed it from my job to E. 18th in three minutes flat only to be told by the registrar that my music class had been authorized NOT MATH! Immediately afterwards I went to her office, wrote a letter and pinned it to her door to make sure that she got the message that if I took time out of my day to come here then you should do the same and authorize my math course!

Oh I had an okay day at work completing 22 cases though I made some mistakes but that was to be expected since this was the first full day by myself. And, if I didn’t panic, was furloughed (there were two thirty-minutes time lapses where nothing happened) and made some really silly errors, my total would be higher (Well, there’s always tomorrow!)

Fifty cases per day is the personal goal for each employee after thirty days on the job and measuring my initial progress, I know that I will reach. What this job is teaching my patience and listening because I do not have all of the answers so hearing the other person who is giving instruction is important. Employing these skills after returning from Tri-C calmed me and enabled me to prioritize and regain focus which I used to clear my second batch of cases.

Using this momentum, I confidently walked into microeconomics and actively participated in the chapter 4 discussion of money and velocity. The study guide has really helped me immensely because I fully understand the concepts now! My personal goals by Wednesday are to complete reading Chapter 4 and solve the study guide vocabulary and some graphs just in case the professor mentions that the midterm (Preparation is a must!)

And speaking of preparation tomorrow is micro midterm prep day where we can ask questions about the upcoming exam. Though the professor mentioned that he graded using a curve with 16-18 out of 30 questions was passing, I wanted to score 21 (a C at least!). The first time I scored a measly 13! This will change because after reviewing my errors, I now know what the test bank is spitting out. Honestly, I considered buying the study guide since the mscro helped me so much (can lightning strike twice in the same spot?) Maybe, but I did still study.

Saturday, February 11, 2006

Watch Your Signs!

Of course, everyone know that there three different kinds of signs: stop, go and caution. Sometimes in life certain situations send you signs. Well, today life sent me a caution sign: the professor returned our test (I scored an 80% then told me that he didn’t have me on his list (in front of the entire class!) Okay. During the lecture I searched my email folder for the emails regarding my enrollment and taking the assessment exam. Throughout the majority of the class, I tried to email CSU about this situation but the cell phone sent an error message. During the break I called both the community college math department coordinator and the CSU economics secretary regarding this matter and left voicemail messages. After class, the professor said once again in front of the class that he would have to “kick me out” if I a not on his list. (Okay that just made me more determined to resolve this matter.) This will be resolved Monday because taking this math course has helped me immensely.

Undeterred, I walked to the library to print the emails and to obtain as much information as possible about my situation. The math dept coordinator’s email informed me that she authorized me to enroll; however, when I tried to register electronically, the system spat me out! Then I emailed CSU to schedule a Monday lunch break meeting because I need to resolve this. In the message I included the campus’ admissions and records phone number ( I am really reeling because I had the transient approval letter, took the assessment exam, and scored an 80% on the test! I have traveled too far to be turned away now!) That’s why I went to the math lab to receive assistance with my homework because I know that I am capable of handling everything and with each right answer served as a confidence booster.

Now I am currently searching other community colleges that are on quarter schedules just in case this plan falls through I will land on my feet!

Thursday, February 09, 2006

Trial by Fire

Omg! I cannot believe it. Today was the worst work day thus far because instead of receiving four cases, we got seven cases. My always were the wackiest and today was no exception because I had three builds and four merges and every case had something wrong with it. Case in point: two cases had insufficient information and I mistakenly entered the wrong information then printed the wrong letter. And, if that wasn’t bad enough, the computer system started spitting out the wrong phone number forcing me to white it out and write the correct number over it. As soon as 4:30 hit, I ran for the door!

Luckily, today is voice lesson allowing me to de-stress and be happy because during that entire hour my focus is on hitting high notes and concentrating on my craft which is a welcomed respite from everyday life. This exercise releases negative tension because I cannot remain low for long. The only bad thing is not eating until after my lesson and the cafeteria is closed by then; however, attending the monthly meeting, I consumed Quizno’s the entire evening!  The speaker discussed entrepreneurship in the black community and was inspiring and offered great tips and advice which were thought provoking! For instance, she advised the audience to concentrate on each one of the ten keys of successful entrepreneurship per month which was great because dividing the entire approach enables me to view and measure my progress. Afterward I purchased her book because I really wanted to read it for a very long time. However, the lecture also focused on frugality therefore budgeting is key towards becoming a successful entrepreneur. Tomorrow is payday so now is high time to create one. Besides putting a financial plan in action is important towards realizing my goals.

I am happy that today has ended on a high note and I will bring this positive energy into Friday.

Tuesday, February 07, 2006

Marginal Consumption

Looking at the very low grade that I received on my micro homework dictates that I must spend more time on this subject (Honestly, I didn’t revise my homework because last week I moved on campus and began working. Even though this was a valid excuse in order to ace this midterm, there is not room for excuses!) And, speaking of this midterm, the professor said that there were 30 multiple choice questions but he implemented a curve because the average student only answered in between 16-18 correctly. My personal goal is to answer 21 correctly because at least that is a C.

He also lectured about the differences between men and married women valuing work which was okay until he made this absurd assumption that for the past 30 years society had told women that work was more important than children which was a load of crap he remarked; then later recanted by including men should value child rearing with the same level of importance.

Well, I never tried to compete with men. All of my accomplishments directly derived from expressing myself as a woman. Family is indispensable to me and achieving the level of success is my way of positively representing my family because then I become a positive role model.

After break, the professor then discussed non-monetary incentives for selecting an occupation. He discussed how two years ago after completing his dissertation he and his engineer friend during summer break call all of their friends to ask what they were doing after work only to hang up on them because now they earned more money (he’s young that’s why he makes so many bonehead remarks!).

I want to become an Economist because I like researching information and contributing to society by formulating socioeconomic policies. In addition, I also promised myself that I would work and attend school because becoming purely an academic did not appeal to me (what happens when there are problems but the solutions are not provided in an answer key?) Thus far, I am living up to my expectations by working; however, I have joined some economic organizations such as the American Economic Association and the Cleveland Association of Business Economics to complement my employment since I am not currently in the economic field. Yet, the low homework reinforces the importance of academic/profession balance and how I cannot allow my short-term personal problems and scheduling conflict to undermine my long-term future prospects!

Monday, February 06, 2006

The Learning Curve

Today was my first full day on the job and it was a bit of a learning curve involved because we weren’t trained on this material during the initial two-week session; and, everything just bombarded us. Luckily, we learned on my computer so I got first dibs on everything; yet, it was still trying. However, I did come away with some knowledge that would assist me in becoming a better, more effective employee.

Lunch was the high point of my day because I reunited with most of my old pals from the last training session. Everyone save one person worked at headquarters. Two were right across the hall :). Even though lunch was pricey (the cheeseburger combo cost $4.99. For that amount, I could have purchased the McDonald’s BigNTasty for $4.43!), I enjoyed myself because I had an hour to distress; however, Tuesday, I will venture to my old stomping ground: the Marketplace!

Today’s macroeconomics class was a much needed repeat over the homework problems and chapter 3. Real GDP had given me problems, however, the professor’s explanation clarified it for me. Still I will rewrite today’s notes and reread the chapter to further understand the material (even though after class, the professor insisted that I don’t read the chapter until he lectured that evening!)

I must say that this relieves a lot of my burden because now I can devote myself towards microeconomics and music! :)

Friday, February 03, 2006

My First Day on the Job

Yes, yes, after scoring 93% on the final exam and a farewell luncheon with my fellow trainees (well, not really because we will be working in close proximity of each other), I headed off to the central office happy that I wasn’t a casualty of the shake-up that was a direct result of a lateral transfer. However, not only did I go where I was supposed to go, but the job was research-based! This is the perfect job for me and I will excel at this job!

Below my horoscope confirmed that I would have a good day:

The stars are thinking ahead, are you? It's never too late to lay the foundation for your future. If you feel like your path's been a little less than clear lately, ask for guidance from your best source and guide -- you.

I have joined two organizations that will expand my professional contacts and network; and, have typed membership letters for two more organizations which I will mail either Saturday or Monday. However, this month will be my career month because I am finally stable with a mailing address and have developed a routine so now I can devote myself towards other things such as devoting myself towards career development.

Thursday, February 02, 2006

With Benefits

Today was my benefits meeting and it went better than expected because my total bi-weekly reduction would be $8.79. Whoo Hoo! That was unbelievable! In addition, we reviewed for tomorrow’s final exam. I feel that I will excel on this because I know the majority of the material. In addition, I have brought my notebook home to redo the worksheets in preparation for it.

Good news: I have finally learned how to properly turn my key in and out to ensure that I remove it within 30 seconds. Before it would take 5 minutes, but now only 30 seconds. Now that’s progress!

More good news! During my vocal class, I learned that the German aria that I sung Marian Anderson also sung; and, the local library has her version on CD! How wonderful was that?!

Wednesday, February 01, 2006

Seize the Day (Carpe Diem)

Both the professor and the math director approved me to enroll in Intermediate Algebra! I am so ecstatic because this course perfectly complements my microeconomics and macroeconomics classes. Even though this Saturday is the first test, because I have studied this subject during my winter break I fully believe that I will score at least 95%!

Immediately upon receiving the good news via email, I boarded the 247 en route to the community college bookstore where I purchased the book and study guide (hey I buying every conceivable educational supplement available to ensure that I earn an A! ) and ran into my brother’s friend’s mother (Though I bumped into her yesterday at the Counseling department, I did know who she was until she mentioned her son. Oops!) To my amazement she told me about how her son was extremely proud of me during my undergraduate career (Who knew? Honestly, I did not know that this many people were talking about me.) Then she asked which major I was pursuing. I responded economics. We then parted way and I rode the 247 back to CSU.

The moral of this story: Tomorrow belongs to those who prepare for it today. Therefore, seize every opportunity available.

On a bad note: Ohio Governor ratified House Bill 3 making all Ohioans display identification upon casting a ballot during this November 2006 election. The problems with this legislation are that even though the State ID is an official form of identification the U.S. passport is excluded even though this form verifies both citizenship and work authorization; thereby, violating both the tenth amendment (the federal government did not will to the states the right to decide if federal identification was subordinate to state id) and the fourteenth amendment of equal protection.