Tuesday, February 20, 2007

Conversations with my father and other empowering chats

Two profound things occurred during this President's Day Weekend. The first occurred early Monday morning while talking to my father. He asked about my graduation date. Until then I did not think about an actual timetable. My thoughts just drifted to transferring out my current school into another. Passively, I would graduate next year in 2008. Unbeknownst to me, his question challenged me to fully analyze my current situation.

Right now, I am at AU and am enrolled in calculus I. Visitng the graduate school's site, it has the spring 2007 quarter course offerings. Calculus II is offered only electronically meaning that I would have to rely more on the tutoring center for personal help. However, I also realize that I can use both my current calculus and the online statistics courses as opportunities to prepare for calculus II's in-person final exam. My calculus final is the only test offered in-person. And the online statistics class will be my guinea pig of sorts since stats is way easier than calculus-based math!

Factoring in the fact that I will be finished with calculus II by late June, allows me consider taking my remaining course work and graduate during the summer or by this fall. I will see if AU offers microeconomics and mathematical economics this summer; and, if so, I will register and start evaluating my options. Microeconomics requires calculus II so my success will my barometer to gauge the landscape. After writing the initial draft, I fear that maybe this including my master's thesis is too much to bear; yet, I realize that completing calculus II by summer has always been on my agenda because it liberates me from spending over $1200 at the local community college because I do not have residency.

My father's conversation perfectly coincides with Tyler Perry's Daddy's Little Girls, a wonderful movie about responsible black fathers. I totally loved the film and all of the actors, though I must admit that I could never have acted like Gabrielle Union towards any man like that. Get therapy!

Second happened this morning when I checked my account balance and realized that one of my creditors has cashed my check and my account will no longer incur finance charges! Immediately I emailed my counselor about this. She confirmed and reduced my total account balance. Afterward, I called my smallest creditor about paying off my account. The rep. provided me with the amount, a cost savings of over $100, and immediately mailed it. The exuberance and elation that I felt upon accomplishing my two biggest financial empowerment initiatives, was unimaginable at the beginning of 2007; however, I was serious about trimming down my debt, boosting my credit scores and remaining solvent.

These two episodes have tought me a lot about listening to others as well as myself.

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