Yesterday I attended a meeting sponsored by BankBlackwell, the only black Internet bank to pitch its investment opportunity prior to the Black Enterprise Financial Education Seminar. The president of the bank discussed some important topics within the black community and during the presentation motivated me to develop a financial plan to ensure that I deposit the $1000 necessary to join by the February 26, 2005 cut-off date.
While he spoke all of a sudden passages from the Financial Money Makeover book popped into me head. Automatically the $1000 emergency fund flashed in my mind. If I can save $1000 for an emergency then I can cave $1000 for an investment opportunity! This goal I dubbed as my Pre-New Year's Resolution.
The BankBlackwell president also mentioned that the average age of a black bank customer was 55 years old, whereas, his target market is aged 35 years. After the meeting, I told him that I was only 28 years and he said that the bank would consider anyone over age 18. Cool! This exchange further helped solidify a financial game plan because I know that by age 35 I will be well-off. Well, better off than those two kooky people who tried to undermine me when asking a question about placing ATMs into the major airports as part of BankBlackwell's campaign. The asshole remarked "Well, people fly Southwest. Whatever!" The average price ticket is still higher than Greyhound1
Overall, the meeting had me seriously thinking about wealth generation and for once this week that was a good thing.
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