This morning I feel so calm, unnerved by anything even the fact that my blouse was turned inside out. It is probably a result of knowing that all of my bills are paid and that my landlady will return my $400 deposit and that though I have two scheduled apartment showings many more are popping up this morning. And, I am grateful to have the money to relocate, make deals and still live comfortably. The frigid air of despair and potential homelessness has dissipated because I know that I will find an apartment to my liking.
Reading two major bloggers reinvigorated my book publishing aspiration and scoring a 4.8 out of 6.0 on the GRE analytical writing assessment only fueled my fire. My desire derived from the need to put of positive energy in an increasingly negative, polarized environment. And having relocated from Cleveland to Washington provided more than enough material to publish.
Friday, July 28, 2006
Friday, July 21, 2006
Counting Coins
An abundance of good financial news has come my way since yesterday. My student loan consolidation has been approved and though the first repayment starts mid-August , I will notify the lender that I have transferred to another graduate school, thereby continuing my deferment. Also the community college transcripts arrive and I have decided that after completing my precalculus class at a metro DC area community college that I will transfer to state college because I would have achieved one year residency in Washington, DC then I will transfer my mathematics credits since it is much cheaper. An added bonus would be if the university allows me to pay undergraduate tuition for my math classes that would yield an even bigger cost savings because the state college's tuition rate for three credit undergraduate course is $270 while the graduate tuition rate is $675. That's a $405 difference!
There is more good news. Even though my bank cannot locate my money order, it has told me to take my receipt and money order to the post office to trace it which I will do. Since both items at home, tracing my money order should be a synch. Next time use the official bank envelopes so that there will be mishaps.
Greater news: The apartment manager has called human resources to confirm my employment thus allowing me to move in August.
There is more good news. Even though my bank cannot locate my money order, it has told me to take my receipt and money order to the post office to trace it which I will do. Since both items at home, tracing my money order should be a synch. Next time use the official bank envelopes so that there will be mishaps.
Greater news: The apartment manager has called human resources to confirm my employment thus allowing me to move in August.
Communicating Patience
Horoscope:
Communication snafus have been everywhere, but all that's due to change. The stars agree to leave you alone if you've learned your lesson about the methods you use to get your message across.
I scored a 4.8 on the computer generated GRE informative essay! Had I wrote about the topic how writing was a skill that should be taught, my score would had been higher. However, this was confirmation that I could score a 6 on my essay! This reassured me that come Monday I would land in the top percentile.
Communication snafus have been everywhere, but all that's due to change. The stars agree to leave you alone if you've learned your lesson about the methods you use to get your message across.
I scored a 4.8 on the computer generated GRE informative essay! Had I wrote about the topic how writing was a skill that should be taught, my score would had been higher. However, this was confirmation that I could score a 6 on my essay! This reassured me that come Monday I would land in the top percentile.
College Education Announcement
I am posting an email that I have received about Knoxville College, a historically black college located in Knoxville, Tennessee, reducing its tuition from $5000 to $1400 for college students. This is a steal in times of rising college costs!
Historically black KnoxvilleCollege, in east Tennessee, has reduced its tuition from $5,000 to $1,400 per student including room, board, and books! All you need is $600 for the enrollment deposit and $800 can be paid in four monthly installments of $200 each. The program is funded by corporate sponsors and guarantees a college education where students graduate debt free. Enrollment requirements include a high school diploma and a 2.0/4.0 scale. If your student has below a 2.0, but you know they are college material, they may be considered provided they get three letters of recommendation. For educators who will support their potential, all interested students must immediately contact the admissions office at KnoxvilleCollegeby dialing 1-800-743-5669 or by applying on line at: www.knoxvillecollege.edu
Historically black KnoxvilleCollege, in east Tennessee, has reduced its tuition from $5,000 to $1,400 per student including room, board, and books! All you need is $600 for the enrollment deposit and $800 can be paid in four monthly installments of $200 each. The program is funded by corporate sponsors and guarantees a college education where students graduate debt free. Enrollment requirements include a high school diploma and a 2.0/4.0 scale. If your student has below a 2.0, but you know they are college material, they may be considered provided they get three letters of recommendation. For educators who will support their potential, all interested students must immediately contact the admissions office at KnoxvilleCollegeby dialing 1-800-743-5669 or by applying on line at: www.knoxvillecollege.edu
Wednesday, July 19, 2006
Aspire
Aspire (intransitive verb)
1 : to seek to attain or accomplish a particular goal2ASCEND,SOAR - as·pir·er noun
I have completed four geometry chapters and have researched many of the polyhedra with ease that it amazes me. During the diversity seminar, I summed up why I aspire to be great:
After reviewing both the math and writing tutorials, I confidently feel that I will score 710 because these exercises have improved my analytical aptitude and my writing skills. One thing is for sure: my score will not be 440!
Deep down inside I know that I am the crème of the crop and possess both the drive and the intelligence to be in society’s upper echelon and putting in hard work will help me get ahead. Continuing my MA in Economics is proof positive of the discipline that I possess and my objectives are to strengthen my economic research skills, expand my network, secure a research assistantship or fellowship and beef up my math skills.
1 : to seek to attain or accomplish a particular goal
I have completed four geometry chapters and have researched many of the polyhedra with ease that it amazes me. During the diversity seminar, I summed up why I aspire to be great:
After reviewing both the math and writing tutorials, I confidently feel that I will score 710 because these exercises have improved my analytical aptitude and my writing skills. One thing is for sure: my score will not be 440!
Deep down inside I know that I am the crème of the crop and possess both the drive and the intelligence to be in society’s upper echelon and putting in hard work will help me get ahead. Continuing my MA in Economics is proof positive of the discipline that I possess and my objectives are to strengthen my economic research skills, expand my network, secure a research assistantship or fellowship and beef up my math skills.
Tuesday, July 18, 2006
Develop
Develop (verb) 1 a : to set forth or make clear by degrees or in detail : EXPOUND b : to make visible or manifest c : to treat (as in dyeing) with an agent to cause the appearance of color d : to subject (exposed photograph material) especially to chemicals in order to produce a visible image ; also : to make visible by such a method e : to elaborate (a musical idea) by the working out of rhythmic and harmonic changes in the theme2 a : to work out the possibilities of b : to create or produce especially by deliberate effort over time 3 a : to make active or promote the growth of b (1) : to make available or usable (2) : to make suitable for commercial or residential purposes c : to move (as a chess piece) from the original position to one providing more opportunity for effective use4 a : to cause to unfold gradually b : to expand by a process of growth c : to cause to grow and differentiate along lines natural to its kind d : to become infected or affected by 5 : to acquire gradually intransitive verb
Right now I am developing my personal and professional talents to ensure that I excel in this world. I know that I am such a go-getter with my now attitude, however, I refuse to apologize for my results-oriented attitude. Even though I arrived in Washington, DC this May, I still want to graduate with my Masters in Economics by next August. According to my track record of earning an MBA in eighteen months, this is achievable. Besides by completing macro and micro in Cleveland, math would be my only focus, thereby, allowing me to focus on my core requirements. Cost is the only thing with me because after attending a state university, I might be forced to enroll at a private university with a $1000+ per credit hour tuition rate. Ouch! Or I might have to temporarily surrender my comp day and revert back to the standard 5-day work schedule to attend another college to save $275 per credit hour. However, as always, I have incorporated searching for awards, grants, prizes and scholarships to reduce cost.
Economizing degree costs are essential especially since these loans aren't consolidated. My objectives are winning $5000 in scholarship money, garnering a research fellowship, and saving a percentage of my income to attend debt-free. Immediately upon receiving my acceptance letter, I will discuss obtaining a stipend to reduce my tuition. Hey, if a university gives students research and teaching assistantships to become economist and I am an economist then securing funding should be no problem!
Since my employer might pay for one course and I am paying for pre-calculus, fall’s total bill will be $7336! Whoopee! I am so happy right now because that means that I can afford this university. Okay I feel much, much better. I will still apply for scholarships to reduce tuition costs and seek any cost-cutting measure available to earn the highest quality degree and the lowest price!
Right now I am developing my personal and professional talents to ensure that I excel in this world. I know that I am such a go-getter with my now attitude, however, I refuse to apologize for my results-oriented attitude. Even though I arrived in Washington, DC this May, I still want to graduate with my Masters in Economics by next August. According to my track record of earning an MBA in eighteen months, this is achievable. Besides by completing macro and micro in Cleveland, math would be my only focus, thereby, allowing me to focus on my core requirements. Cost is the only thing with me because after attending a state university, I might be forced to enroll at a private university with a $1000+ per credit hour tuition rate. Ouch! Or I might have to temporarily surrender my comp day and revert back to the standard 5-day work schedule to attend another college to save $275 per credit hour. However, as always, I have incorporated searching for awards, grants, prizes and scholarships to reduce cost.
Economizing degree costs are essential especially since these loans aren't consolidated. My objectives are winning $5000 in scholarship money, garnering a research fellowship, and saving a percentage of my income to attend debt-free. Immediately upon receiving my acceptance letter, I will discuss obtaining a stipend to reduce my tuition. Hey, if a university gives students research and teaching assistantships to become economist and I am an economist then securing funding should be no problem!
Since my employer might pay for one course and I am paying for pre-calculus, fall’s total bill will be $7336! Whoopee! I am so happy right now because that means that I can afford this university. Okay I feel much, much better. I will still apply for scholarships to reduce tuition costs and seek any cost-cutting measure available to earn the highest quality degree and the lowest price!
Friday, July 14, 2006
Educationally and Financially Fit
I have successfully landed an apartment, disputed a restaurant charge and made it through the week! Yes, I have spent beyond my means this pay but the circumstances are one-time and will never happen again. I’m moving into an apartment and that requires application and holding fees, transportation costs associated with this endeavors, writing checks to get out of debt and purchasing a pair of new shoes because my old pair has a hole. There will be more one-time charges such as the community college application fee, applying to another graduate school and moving costs.
My financial meeting went well because enrolling in the program saved me over $225! This windfall allowed me to pay out of pocket for my community college course. Yesterday the Assistant Dean of Math approved of my enrolling in precalculus. Now I will contact her about online class and receiving assistance at her campus. I need to pass this class in order to take calculus.
In ten days I will ace the GRE and the online the prewriting course blew me away! My answers weren’t anything like the test’s. I guessed that because I disliked talking a lot, my communication style was less expressive. However, learning to expand my vocabulary and create transition would be integral towards scoring 6.0 on the GRE. Completing lessons 1 and 2 has helped me improve my writing (Writing a persuasive email to a Senator DeWine also helps enhance my skills! ). My goal is to improve my writing over the weekend, take the GRE practice test on Monday and score higher!
My financial meeting went well because enrolling in the program saved me over $225! This windfall allowed me to pay out of pocket for my community college course. Yesterday the Assistant Dean of Math approved of my enrolling in precalculus. Now I will contact her about online class and receiving assistance at her campus. I need to pass this class in order to take calculus.
In ten days I will ace the GRE and the online the prewriting course blew me away! My answers weren’t anything like the test’s. I guessed that because I disliked talking a lot, my communication style was less expressive. However, learning to expand my vocabulary and create transition would be integral towards scoring 6.0 on the GRE. Completing lessons 1 and 2 has helped me improve my writing (Writing a persuasive email to a Senator DeWine also helps enhance my skills! ). My goal is to improve my writing over the weekend, take the GRE practice test on Monday and score higher!
Tuesday, July 11, 2006
Try Again
I was denied the apartment because of my bad credit which is scary because I do not want to pay my landlady $925! However, I do have some options which I just located off of craigslist.org. Walking to the hotdog stand cleared my mind because I almost cried from rejection even though resident manager urged me to not be discouraged!
The other apartments has a one-bedroom for $795 located in Suitland, Maryland. Also I have located a nearby apartments to review them also. If I am approved for the first apartment then I will move there Thursday. Go get my stuff and roll because it costs $130 less than paying her. However, I will conduct due diligence by inquiring about how residing out of Washington, DC would affect my paycheck.
Okay. I did not know that how loud I was talking because a colleague came across the hall to show me how to locate the house on Google Maps. It felt a little like the Careerbuilder.com commercial where the lady says “even my boss asked me how my job search went” but applied to apartment hunting. Dang! However, I did receive some great advance and wonderful information for next time.
My last financial literacy meeting is today and though the news is disparaging at least it is a lesson that I will take with me.
The other apartments has a one-bedroom for $795 located in Suitland, Maryland. Also I have located a nearby apartments to review them also. If I am approved for the first apartment then I will move there Thursday. Go get my stuff and roll because it costs $130 less than paying her. However, I will conduct due diligence by inquiring about how residing out of Washington, DC would affect my paycheck.
Okay. I did not know that how loud I was talking because a colleague came across the hall to show me how to locate the house on Google Maps. It felt a little like the Careerbuilder.com commercial where the lady says “even my boss asked me how my job search went” but applied to apartment hunting. Dang! However, I did receive some great advance and wonderful information for next time.
My last financial literacy meeting is today and though the news is disparaging at least it is a lesson that I will take with me.
Monday, July 10, 2006
Stepping Up
Horoscope:
Quickie:The details matter, especially right now, so don't lose focus on the little stuff.
For Monday, July 10 -They say the devil's in the details, and that is especially true today. To avoid all unsound temptations that may flirt with you during the day, stay on top of the details. It sounds a lot simpler than it is, so if it takes a while to get the lay of the land, don't be surprised. Give yourself the time you need to get your bearings and put things in the right places. You know the right way to do things, so go with what feels correct. Your instincts are on target.
I am going for it! During lunch I will submit my Empire application along with my cover letter, paystubs, IRS tax return and $25 fee and hope for the best. I refuse to pay $925 and use another paycheck to look for another apartment during the same month. My first check has cleared and I still have enough money to cover the move-in fee and first month’s rent. I am going for it today because if I get accepted I can move in Thursday. Also I know where I stand. Even though I could have done this last week, I waited to know my credit score. Upon receiving confirmation that though my credit score was abysmal I would be accepted to rent because of my “good job” from a credit counselor, bolstered my confidence to step out once again on faith and see if it is my time. However, I refuse to idly sit on the sidelines regarding my life. It is time to take control of this matter ASAP!
If I can move out this week, then I can have my July 17th check all to myself. Plus August’s rent will be prorated so instead of $1040 it’ll be $720, yielding a $205 cost savings! Thereby, making it cheaper than signing a 12-month lease :)
I am okay with sleeping on the floor for two days until my paycheck arrives and I can purchase a bed, television and microwave. Besides, I am not homeless and I have a lot of blankets to keep me warm. If my application is accepted, I tell my mother to hold sending my pots and pans until I obtain my new address. This is about respect and I cannot live in an environment which will continually flood.
I will check in after lunch to update my audience about the decision. Wish me luck!
Quickie:The details matter, especially right now, so don't lose focus on the little stuff.
For Monday, July 10 -They say the devil's in the details, and that is especially true today. To avoid all unsound temptations that may flirt with you during the day, stay on top of the details. It sounds a lot simpler than it is, so if it takes a while to get the lay of the land, don't be surprised. Give yourself the time you need to get your bearings and put things in the right places. You know the right way to do things, so go with what feels correct. Your instincts are on target.
I am going for it! During lunch I will submit my Empire application along with my cover letter, paystubs, IRS tax return and $25 fee and hope for the best. I refuse to pay $925 and use another paycheck to look for another apartment during the same month. My first check has cleared and I still have enough money to cover the move-in fee and first month’s rent. I am going for it today because if I get accepted I can move in Thursday. Also I know where I stand. Even though I could have done this last week, I waited to know my credit score. Upon receiving confirmation that though my credit score was abysmal I would be accepted to rent because of my “good job” from a credit counselor, bolstered my confidence to step out once again on faith and see if it is my time. However, I refuse to idly sit on the sidelines regarding my life. It is time to take control of this matter ASAP!
If I can move out this week, then I can have my July 17th check all to myself. Plus August’s rent will be prorated so instead of $1040 it’ll be $720, yielding a $205 cost savings! Thereby, making it cheaper than signing a 12-month lease :)
I am okay with sleeping on the floor for two days until my paycheck arrives and I can purchase a bed, television and microwave. Besides, I am not homeless and I have a lot of blankets to keep me warm. If my application is accepted, I tell my mother to hold sending my pots and pans until I obtain my new address. This is about respect and I cannot live in an environment which will continually flood.
I will check in after lunch to update my audience about the decision. Wish me luck!
Friday, July 07, 2006
All in a Day's Work
My cell phone was located. My frantic mother sent me three emails (knocking off the poor children who were having fun visiting Myspace at the county library to email me.) about it. Coincidentally, I felt at ease because it was only my cell phone not my wallet. Besides nothing big was schedule for the weekend so I could have slept all I want. However, I am ecstatic to have received it back because filing a police report is embarrassing!
Wednesday, July 05, 2006
The Fourth of July Weekend in Review
Lucky me I had five days off to enjoy the Fourth of July holiday!
During this Fourth of July holiday weekend, I attended both the 40th Annual Smithsonian Folklife Festival and the grand reopening of the American Art Museum and National Portrait Gallery. A shuttle operated between the two events, and I ate at Cafe New Orleans on the Mall, watched passerbyers and enjoyed the sunshine. Personally, the American President paintings were the hallmark of the institution because it was comprehensive. Every president from George Washington to George Bush was featured. Having viewed the First Ladies exhibit at the American History Museum, the art museum's offering was perfectly complementary. In addition, I thoroughly enjoyed Americans Now, photographs about living Americans and the McEvoy Auditorium performances. They ranged from the Harmony Singers, a barbershop singing collective to Los Quetzales, a Mexican Dance Troupe to a brother and sister storytelling duo. Also at the Luce Foundation Center, I saw William Johnson's paintings and saw staff preserve portraits and photographs. In addition, I participated in the treasure hunt where I had to locate six artworks, get my pamphlet stamped then proceed to the Target tent to receive my free gift, a Target dog complete with a tiny Velcro backpack. How cute!
Yesterday I attended the Independence Day Parade on Seventh Street and Constitution Avenue, NW. The entire event was magnificent especially the floats. However, I was a little disappointed because though I brought two disposable cameras, I quickly ran out of films. However, I took full advantage of my five-day weekend, immersing myself culturally, resting, reflecting and just plain having fun!
These five days offered a welcome respite from apartment hunting which zapped me of my energy and made me sweat profusely (My apartment flooded last week.) However, I was happy to at least obtain some market quotes and meet some people in the industry. Right now relocation will be deferred until August when my lease expires because the combination of application fee, deposit and first month’s rent was too burdensome to overcome on one paycheck; however, this window offers an array of opportunities to obtain a downtown apartment for less money.
During this Fourth of July holiday weekend, I attended both the 40th Annual Smithsonian Folklife Festival and the grand reopening of the American Art Museum and National Portrait Gallery. A shuttle operated between the two events, and I ate at Cafe New Orleans on the Mall, watched passerbyers and enjoyed the sunshine. Personally, the American President paintings were the hallmark of the institution because it was comprehensive. Every president from George Washington to George Bush was featured. Having viewed the First Ladies exhibit at the American History Museum, the art museum's offering was perfectly complementary. In addition, I thoroughly enjoyed Americans Now, photographs about living Americans and the McEvoy Auditorium performances. They ranged from the Harmony Singers, a barbershop singing collective to Los Quetzales, a Mexican Dance Troupe to a brother and sister storytelling duo. Also at the Luce Foundation Center, I saw William Johnson's paintings and saw staff preserve portraits and photographs. In addition, I participated in the treasure hunt where I had to locate six artworks, get my pamphlet stamped then proceed to the Target tent to receive my free gift, a Target dog complete with a tiny Velcro backpack. How cute!
Yesterday I attended the Independence Day Parade on Seventh Street and Constitution Avenue, NW. The entire event was magnificent especially the floats. However, I was a little disappointed because though I brought two disposable cameras, I quickly ran out of films. However, I took full advantage of my five-day weekend, immersing myself culturally, resting, reflecting and just plain having fun!
These five days offered a welcome respite from apartment hunting which zapped me of my energy and made me sweat profusely (My apartment flooded last week.) However, I was happy to at least obtain some market quotes and meet some people in the industry. Right now relocation will be deferred until August when my lease expires because the combination of application fee, deposit and first month’s rent was too burdensome to overcome on one paycheck; however, this window offers an array of opportunities to obtain a downtown apartment for less money.
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